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Asheville · Asheville, NC

215 Merchant Street

Asheville, NC · 720 sqft

$359,000

Reduced from $469,000

  • 3Beds
  • 1Baths
  • 720SqFt
  • 1965Year
  • 59Days on market

About this home

A charming cottage, nearly an acre of usable land, and a peaceful creek—all just minutes from Biltmore Village. It's rare to find this much usable land, privacy, and natural beauty so close to the heart of Asheville. Situated on approximately 0.97 acres, this unique property offers expansive, flat open space, mature trees, and a gentle creek, creating a setting that feels like your own private park while remaining just minutes from Biltmore Village, local restaurants, breweries, shopping, and everyday conveniences. The spacious yard invites you to garden, entertain, play, relax, or simply enjoy the peace and privacy that are becoming increasingly difficult to find. The charming cottage is warm, comfortable, and full of character, ready to enjoy today while offering the opportunity to update and personalize over time. As an added bonus, the oversized and flat lot provides significant potential for future development. Property is not in a designated flood zone. Survey available for review. Agent/owner. New frigidaire electric range and dishwasher to be installed prior to closing.

Property details

Beds
3
Baths
1
SqFt
720
Lot
Year built
1965
Type
Single Family
Days on market
59
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,597/ month

Principal & interest
$2,223
Property tax (~0.90%)
$269
Homeowners insurance
$104
HOA dues

Down payment

$17,950 down · $341,050 financed

Income to qualify (28% rule)

~$111,315 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.