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Cornelius · Cornelius, NC

21415 John Pines Drive

Cornelius, NC · 3,405 sqft

$970,500

  • 5Beds
  • 3.5Baths
  • 3,405SqFt
  • 1998Year

About this home

Welcome to this beautifully presented home in one of the most popular Lake Norman waterfront communities. 5 bedrooms, 3.5 bathrooms plus a bonus room! The well thoughtout floorplan offers plenty of space for everday living and entertaining. This spacious home features neutral colors, updated bathrooms throughout, including an impressive primary suite and kitchen. Recent updates include HVAC units were replaced in 2021 and 2026, water heater in 2025, crawl space encapsulation, window glass replacement 2023, plus more! Don't miss this rare opportunity to live in Crown Harbor where residents enjoy access to Lake Norman, a lakeside pool, kayak launch, and Morningstar Marina all within the neighborhood! Only steps away from Torrence Chapel Park which is a 15-acre park that includes a picnic shelter, two lighted ball fields, batting cage, lighted tennis courts with pickleball lines, basketball court, walking trails and restrooms.

Property details

Beds
5
Baths
3.5
SqFt
3,405
Lot
Year built
1998
Type
Single Family
Garage
3
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$300 / qtr

Features

  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,121/ month

Principal & interest
$6,010
Property tax (~0.90%)
$727
Homeowners insurance
$283
HOA dues
$100

Down payment

$48,525 down · $921,975 financed

Income to qualify (28% rule)

~$305,208 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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