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Morganton · Morganton, NC

2124 Starlight Lane

Morganton, NC · 3,120 sqft

$1,050,000

  • 3Beds
  • 3.5Baths
  • 3,120SqFt
  • 2023Year
  • 4Days on market

About this home

Welcome to Waters Edge on Lake James, where privacy, thoughtful design and an exceptional location come together in a home made for both everyday living and memorable weekends at the lake. Set on a large, private lot in this desirable gated community, this bright and airy home offers a fresh modern-farmhouse feel surrounded by the natural beauty of the Lake James area—yet is conveniently located near the shops, restaurants and energy of Morganton.

Inside, an open, light-filled floor plan is complemented by beautiful wide-plank flooring, abundant windows and stylish finishes throughout. The showpiece kitchen is designed for gathering, with a generous island, extensive cabinetry and a hidden butler's pantry that provides fantastic additional prep and storage space. Nearby, the spacious drop-off/mudroom helps keep lake gear and everyday necessities organized.

The main-level primary suite provides a comfortable private retreat, while the home's three bedrooms plus a generously sized bonus room currently used as an additional sleeping area offer wonderful flexibility for accommodating a houseful of family and guests. With multiple gathering spaces and an easy-flowing layout, this is a home that can handle everything from quiet weekends to lively lake getaways.

Outdoor living is equally inviting. The covered rear deck overlooks the peaceful, wooded setting and even features a cleverly concealed television—perfect for game days, movie nights or relaxing outdoors. A large backyard and surrounding trees add to the sense of privacy.

Storage is another standout, with an oversized three-car garage, impressive workshop space and abundant storage for all the equipment and toys that come with an active Lake James lifestyle. Residents can also enjoy easy neighborhood access to the Fonta Flora State Trail loop, putting miles of recreation practically at your doorstep.

And for buyers looking for added flexibility, short-term rentals are allowed, making the property equally compelling as a full-time residence, Lake James getaway or potential vacation rental. With its private setting, guest-friendly floor plan, outdoor living spaces and convenient access to Lake James and Morganton, this Waters Edge home delivers a rare combination of comfort, versatility and location.

Property details

Beds
3
Baths
3.5
SqFt
3,120
Lot
Year built
2023
Type
Single Family
Days on market
4
Garage
3
Heating
Hot Water
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Hardwood
HOA dues
$1,200 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,696/ month

Principal & interest
$6,502
Property tax (~0.90%)
$787
Homeowners insurance
$306
HOA dues
$100

Down payment

$52,500 down · $997,500 financed

Income to qualify (28% rule)

~$329,858 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.