Morganton · Morganton, NC
2124 Starlight Lane
Morganton, NC · 3,120 sqft
$1,050,000
- 3Beds
- 3.5Baths
- 3,120SqFt
- 2023Year
- 4Days on market
About this home
Welcome to Waters Edge on Lake James, where privacy, thoughtful design and an exceptional location come together in a home made for both everyday living and memorable weekends at the lake. Set on a large, private lot in this desirable gated community, this bright and airy home offers a fresh modern-farmhouse feel surrounded by the natural beauty of the Lake James area—yet is conveniently located near the shops, restaurants and energy of Morganton.
Inside, an open, light-filled floor plan is complemented by beautiful wide-plank flooring, abundant windows and stylish finishes throughout. The showpiece kitchen is designed for gathering, with a generous island, extensive cabinetry and a hidden butler's pantry that provides fantastic additional prep and storage space. Nearby, the spacious drop-off/mudroom helps keep lake gear and everyday necessities organized.
The main-level primary suite provides a comfortable private retreat, while the home's three bedrooms plus a generously sized bonus room currently used as an additional sleeping area offer wonderful flexibility for accommodating a houseful of family and guests. With multiple gathering spaces and an easy-flowing layout, this is a home that can handle everything from quiet weekends to lively lake getaways.
Outdoor living is equally inviting. The covered rear deck overlooks the peaceful, wooded setting and even features a cleverly concealed television—perfect for game days, movie nights or relaxing outdoors. A large backyard and surrounding trees add to the sense of privacy.
Storage is another standout, with an oversized three-car garage, impressive workshop space and abundant storage for all the equipment and toys that come with an active Lake James lifestyle. Residents can also enjoy easy neighborhood access to the Fonta Flora State Trail loop, putting miles of recreation practically at your doorstep.
And for buyers looking for added flexibility, short-term rentals are allowed, making the property equally compelling as a full-time residence, Lake James getaway or potential vacation rental. With its private setting, guest-friendly floor plan, outdoor living spaces and convenient access to Lake James and Morganton, this Waters Edge home delivers a rare combination of comfort, versatility and location.
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 3,120
- Lot
- —
- Year built
- 2023
- Type
- Single Family
- Days on market
- 4
- Garage
- 3
- Heating
- Hot Water
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Hardwood
- HOA dues
- $1,200 / yr
Features
- Attic Walk In
- Breakfast Bar
- Built-in Features
- Cable Prewire
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,696/ month
- Principal & interest
- $6,502
- Property tax (~0.90%)
- $787
- Homeowners insurance
- $306
- HOA dues
- $100
Down payment
$52,500 down · $997,500 financed
Income to qualify (28% rule)
~$329,858 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.