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Monroe · Monroe, NC

2109 Timber Ridge Road

Monroe, NC · 2,140 sqft

$399,999

Reduced from $425,000

  • 4Beds
  • 2.5Baths
  • 2,140SqFt
  • 2022Year
  • 112Days on market

About this home

Welcome home to this beautifully maintained newer construction home situated on a spacious half-acre corner lot with no HOA! Conveniently located close to town, schools, shopping, dining, and entertainment. This two-story home offers the perfect blend of comfort, style, and functionality.

Step inside to a welcoming entryway featuring a convenient half bath and high ceilings that open into the spacious living room. The open-concept layout flows seamlessly into the kitchen, complete with a large granite island featuring an overhang perfect for bar stools, ample cabinetry, and a walk-in corner pantry — ideal for everyday living and entertaining alike.

Upstairs, you’ll find all four generously sized bedrooms along with a conveniently located laundry room. The spacious primary suite features elegant tray ceilings and a relaxing ensuite bathroom complete with a garden tub, stand-up shower, and dual vanity with his-and-her sinks. The secondary upstairs bathroom also offers double sinks, providing added convenience for family and guests. The additional bedrooms offer plenty of space for family, guests, or a home office setup.

Enjoy peaceful mornings on the covered front porch with plenty of room for rocking chairs, or unwind out back in the fenced-in backyard featuring a wooden back porch ideal for relaxing evenings, grilling, or enjoying the above-ground pool during warm summer days. Additional features include a paved driveway and attached two-car garage, offering plenty of parking and storage space.

Set gracefully along a gentle hillside, this property offers a unique combination of natural beauty, privacy, and functionality. The elevated terrain encourages natural drainage while creating an open, airy feel around the home. And when winter weather arrives, the gentle slope adds an extra element of family fun with a natural spot for sledding.

Property details

Beds
4
Baths
2.5
SqFt
2,140
Lot
Year built
2022
Type
Single Family
Days on market
112
Garage
2
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab

Features

  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,893/ month

Principal & interest
$2,477
Property tax (~0.90%)
$300
Homeowners insurance
$116
HOA dues

Down payment

$19,999 down · $379,999 financed

Income to qualify (28% rule)

~$124,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.