Shelby · Shelby, NC
2109 Fernwood Drive
Shelby, NC · 1,032 sqft
$199,900
Reduced from $215,000
- 3Beds
- 1Baths
- 1,032SqFt
- 1980Year
- 25Days on market
About this home
Beautifully updated just a few years ago, this charming brick ranch offers the perfect blend of modern finishes and timeless appeal. Situated on a spacious, level lot with mature trees, this move-in ready home provides comfortable one-level living with an inviting, functional layout.
Step inside to find updated flooring, neutral paint, and an open kitchen and dining area designed for both everyday living and entertaining. The kitchen features stainless steel appliances, abundant cabinet storage, generous counter space, and overlooks the dining area with French doors leading to the backyard patio.
The home offers three comfortable bedrooms, a well-appointed full bath, and a dedicated laundry room. Every space has been thoughtfully maintained, making it easy for the next owner to move right in and make it their own.
Outside, enjoy the large backyard with plenty of room for entertaining, gardening, pets, or play. The concrete patio provides the perfect spot for grilling, relaxing, or gathering with friends and family while enjoying the peaceful setting.
Conveniently located near shopping, dining, schools, and major highways, this home combines modern updates, everyday functionality, and exceptional value.
Don’t miss your chance to own this beautifully updated ranch that’s ready for its next chapter! Seller offering $1500 at closing!
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,032
- Lot
- —
- Year built
- 1980
- Type
- Single Family
- Days on market
- 25
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,446/ month
- Principal & interest
- $1,238
- Property tax (~0.90%)
- $149
- Homeowners insurance
- $58
- HOA dues
- —
Down payment
$9,995 down · $189,905 financed
Income to qualify (28% rule)
~$61,983 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.