Denver · Denver, NC
2099 Rock Springs Circle
Denver, NC · 1,609 sqft
$349,900
- 3Beds
- 2Baths
- 1,609SqFt
- 1979Year
- 1Days on market
About this home
Tucked away on a peaceful cul-de-sac with no HOA, this beautifully maintained 3-bedroom, 2-bath ranch offers an exceptional combination of privacy, charm, and effortless indoor-outdoor living. Surrounded by a fully wooded backdrop, the property creates a serene retreat-like setting while remaining conveniently located to everyday amenities.
Designed for both relaxation and entertaining, the backyard features two elegant paver patios overlooking the private, partially fenced yard. A versatile detached outbuilding provides endless possibilities as a sophisticated home office, art or yoga studio, private retreat, workshop, or additional storage space.
Inside, timeless character and thoughtful updates shine throughout. The inviting family room centers around a cozy wood-burning fireplace, while the stunning sunroom serves as the heart of the home with soaring vaulted ceilings, abundant natural light, and custom privacy blinds installed in 2024. This bright and airy space offers the perfect setting for morning coffee, quiet evenings, or year-round enjoyment of the surrounding natural landscape.
The well-appointed kitchen is complemented by recent appliance upgrades, including a refrigerator (2025), dishwasher (2024), and microwave (2024). The conveniently located laundry area sits just off the kitchen, and the washer, dryer, and refrigerator all convey, offering added value and convenience.
Additional enhancements include new toilets installed in 2026 and professionally designed and maintained front landscaping that creates a warm and impressive first impression. Rich in character, thoughtfully updated, and nestled in a picturesque setting, this distinctive residence delivers the comfort, privacy, and lifestyle today's buyers are seeking.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,609
- Lot
- —
- Year built
- 1979
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Propane
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
Features
- Lawn Maintenance
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,531/ month
- Principal & interest
- $2,167
- Property tax (~0.90%)
- $262
- Homeowners insurance
- $102
- HOA dues
- —
Down payment
$17,495 down · $332,405 financed
Income to qualify (28% rule)
~$108,493 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 29 photos
About Denver
Lake Norman west · Rural growth
Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.


