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Morganton · Morganton, NC

209 Saint Marys Church Road

Morganton, NC · 1,225 sqft

$225,000

  • 2Beds
  • 1Baths
  • 1,225SqFt
  • 1966Year

About this home

Brick ranch on a spacious 0.77-acre lot less than 3 miles from Downtown Morganton. Offering 2 bedrooms, 1 bathroom, and 1,225 square feet, this property combines a convenient location with plenty of opportunity to make it your own.

Enjoy easy access to Morganton's restaurants, breweries, local shops, festivals, and community events while still having the space and privacy that comes with a larger lot. Whether you're searching for a primary residence, investment property, or your next renovation project, this home offers a solid starting point in a growing area.

Built with a classic brick exterior, the home features an oversized side deck that's perfect for grilling, entertaining friends, or simply enjoying a quiet morning coffee. The expansive yard provides plenty of room for gardening, pets, outdoor activities, or future improvements.

Inside, you'll find a functional layout with a cozy electric fireplace, two comfortable bedrooms, and plenty of potential to update and personalize the space to fit your style. The lower level, complete with a separate entrance, offers excellent flexibility for a workshop, hobby space, storage area, or future expansion possibilities.

Properties with this much yard, solid construction, and proximity to Downtown Morganton don't come along every day. Bring your ideas and see what this property can become.

Property details

Beds
2
Baths
1
SqFt
1,225
Lot
Year built
1966
Type
Single Family
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,627/ month

Principal & interest
$1,393
Property tax (~0.90%)
$168
Homeowners insurance
$65
HOA dues

Down payment

$11,250 down · $213,750 financed

Income to qualify (28% rule)

~$69,765 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.