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Lake Lure · Lake Lure, NC

209 Dogwood Drive

Lake Lure, NC · 1,421 sqft

$465,000

  • 3Beds
  • 2.5Baths
  • 1,421SqFt
  • 1994Year
  • 31Days on market

About this home

No $11,000 initiation fee! Meticulously maintained cottage in the heart of Rumbling Bald on Lake Lure! Offered furnished: discover the perfect blend of comfort, convenience and mountain charm in this beautifully maintained cottage nestled within the sought-after Rumbling Bald on Lake Lure community. Designed for easy living and effortless entertaining, the inviting open floor plan is filled with natural light featuring a stunning stone gas fireplace, creating a warm and welcoming gathering space with rustic touches throughout. The kitchen boasts freshly painted cabinetry, ample workspace and a breakfast bar that flows seamlessly into the dining area, perfect for everyday living or hosting. The spacious main level features a private primary suite and convenient laundry, offering the ease of one-level living. Upstairs, two generously sized guest bedrooms share a Jack-and-Jill bath, while a private balcony provides a peaceful retreat overlooking the tranquil wooded surroundings. The outdoor spaces are equally inviting, with an expansive wraparound deck ideal for grilling, entertaining or unwinding in the hot tub, while the screened lower-level deck allows you to enjoy the beauty of the outdoors comfortably in every season. An unfinished basement offers a flexible space and abundant storage with excellent potential to expand the home's living space that wouldn't take much to finish. Situated in a private, low-maintenance setting, this charming cottage provides exceptional peace and privacy while being just moments from Rumbling Bald's premier amenities, including championship golf, private lake access, hiking trails, restaurants, wellness facilities and more. Whether you're searching for a full-time residence, a relaxing mountain getaway or an investment opportunity, this move-in-ready cottage offers the ideal combination of lifestyle, location and value.

Property details

Beds
3
Baths
2.5
SqFt
1,421
Lot
Year built
1994
Type
Single Family
Days on market
31
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Laminate
HOA dues
$4,967 / yr

Features

  • Breakfast Bar
  • Open Floorplan
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,778/ month

Principal & interest
$2,879
Property tax (~0.90%)
$348
Homeowners insurance
$135
HOA dues
$413

Down payment

$23,250 down · $441,750 financed

Income to qualify (28% rule)

~$161,922 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.