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Fort Mill · Fort Mill, SC

2085 Bonds Lane

Fort Mill, SC · 2,554 sqft

$659,900

Reduced from $693,900

  • 4Beds
  • 3Baths
  • 2,554SqFt
  • 2025Year
  • 398Days on market

About this home

Welcome to this beautifully designed ranch home in one of Fort Mill's premier 55+ communities, offering sweeping views of the golf course driving range from both the great room and the primary suite. Only one owner must be 55+, providing exceptional flexibility for multi-generational living.

The open-concept floor plan features a gourmet kitchen with generous prep space, a cozy gas fireplace, and seamless access to a spacious covered deck—the perfect setting for morning coffee or evening sunsets overlooking the green. The main level offers a luxurious primary suite with golf course views, a guest bedroom, dedicated home office, and convenient laundry room.

The fully finished walkout basement creates an outstanding second living space, making it ideal for adult children living at home, a college student returning home with their own private space, aging parents, long-term guests, or a live-in caregiver. The lower level includes a large recreation room, fourth bedroom, full bath, and a versatile flex room that could serve as a media room, home gym, golf simulator, hobby room, or private den. The layout also offers ample space to add a kitchen and laundry area, allowing the lower level to be converted into a truly independent living suite while remaining connected to the main home.

Abundant storage throughout enhances everyday functionality.

Situated on a quiet cul-de-sac, the home also offers a two-car garage with pull-down attic access, a professionally landscaped yard with irrigation, and HOA-covered lawn maintenance for easy, low-maintenance living.

Enjoy close proximity to downtown Fort Mill, shopping, dining, the golf club, and Walter Elisha Park, all while enjoying the peaceful setting of one of the area's most desirable golf course communities.

A rare opportunity to own a home that combines elegant main-level living with exceptional flexibility for today's changing lifestyles, offering the potential for a fully independent lower-level residence in one of Fort Mill's most sought-after active adult communities.

Property details

Beds
4
Baths
3
SqFt
2,554
Lot
Year built
2025
Type
Single Family
Days on market
398
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Basement
View
Golf Course, Long Range
HOA dues
$259 / mo

Features

  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,033/ month

Principal & interest
$4,086
Property tax (~0.90%)
$494
Homeowners insurance
$192
HOA dues
$259

Down payment

$32,995 down · $626,905 financed

Income to qualify (28% rule)

~$215,715 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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