View all 41 photos →

Denver · Denver, NC

2078 Rock Springs Circle

Denver, NC · 2,396 sqft

$399,900

  • 3Beds
  • 3Baths
  • 2,396SqFt
  • 1980Year
  • 101x191x99x197Lot
  • 1Days on market

About this home

Nestled in a quiet, established neighborhood near Lake Norman, this charming ranch style home offers a blend of peaceful living and functional space-perfectly suited for lake lovers. The main level presents a warm welcoming living & dining room area with gas fireplace, generous kitchen featuring ample pantry, quartz countertops and a designated laundry area. A kitchen window over the sink is a great space for growing culinary herbs. The primary bedroom with en-suite has walk-in closet. In addition to the second bedroom and full bath, a sun room opens to the deck adding to the main level living space. A partially finished basement, with it's own entrance to the outside, features a comfortable retreat with sitting room, an additional bedroom & full bath, as well as a great functional office and additional useful storage space. The single car basement garage boasts an expansive workshop area for hobbies, storage or projects. From the main floor step outside onto a tiered deck overlooking a lush, private backyard framed by a serene wooded area. Mature fig, blueberry, strawberry, & raspberry plantings, as well as pomegranates, peaches and grapes, give way to a seasonal harvest. An inviting fire pit sets the stage for cozy evenings. A storage shed offers added convenience for tools or additional creative space. The lavish foliage is a beautiful backdrop to this freshly painted house (2026). Positioned on a tranquil cul-de-sac street makes this property a place to call HOME.

Property details

Beds
3
Baths
3
SqFt
2,396
Lot
101x191x99x197
Year built
1980
Type
Single Family
Days on market
1
Garage
1
Style
Bungalow
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Laminate, Tile, Vinyl

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,893/ month

Principal & interest
$2,476
Property tax (~0.90%)
$299
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$123,997 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

Explore Denver

Similar in Denver

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.