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Shelby · Shelby, NC

207 E Elm Street

Shelby, NC · 1,556 sqft

$239,900

  • 3Beds
  • 2.5Baths
  • 1,556SqFt
  • 2026Year

About this home

Brand new construction in the heart of Shelby. 3BR, 2 1/2 BA, with no HOA and 1556 sq ft. This beautifully designed home offers the perfect blend of style, space, and convenience. Step into the open concept layout filled with natural light, a great size family room flowing into the dining area. The kitchen boasts white cabinets, SS appliances, white backsplash, recess lighting plus pendent lighting. Office with closet or use as a bedroom. On the upper level you will find 3 bedrooms which include the primary room with 2 closets and a nice size master bath with dual vanity and shower. Upstairs laundry for your convenience. Located only minutes away from Hwy 74, you’ll enjoy quick access for commuting while still having the feel of peaceful, spacious living.

Property details

Beds
3
Baths
2.5
SqFt
1,556
Lot
Year built
2026
Type
Single Family
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,735/ month

Principal & interest
$1,485
Property tax (~0.90%)
$179
Homeowners insurance
$69
HOA dues

Down payment

$11,995 down · $227,905 financed

Income to qualify (28% rule)

~$74,385 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.