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Lenoir · Lenoir, NC

206 Prospect Street NW

Lenoir, NC · 1,475 sqft

$264,900

Reduced from $269,900

  • 0Beds
  • 0.5Baths
  • 1,475SqFt
  • 2026Year
  • 12Days on market

About this home

Welcome to this brand-new construction home in Lenoir! This home features a bright, open-concept floor plan with modern finishes throughout. The kitchen offers white shaker cabinetry, quartz countertops, a large center island, stainless steel appliances, subway tile backsplash, and matte black fixtures. Enjoy LVP flooring throughout the main living areas, recessed lighting, spacious bedrooms, generous closet space, and a dedicated laundry room. Outside, you'll find attractive modern Craftsman-style finishes, a covered front entry, concrete driveway, and private rear patio. Move-in ready and conveniently located near downtown Lenoir, shopping, dining, and major routes.

Property details

Beds
0
Baths
0.5
SqFt
1,475
Lot
Year built
2026
Type
Single Family
Days on market
12
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,916/ month

Principal & interest
$1,640
Property tax (~0.90%)
$198
Homeowners insurance
$77
HOA dues

Down payment

$13,245 down · $251,655 financed

Income to qualify (28% rule)

~$82,137 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.