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Statesville · Statesville, NC

206 N Harbor Watch Drive

Statesville, NC · 2,484 sqft

$773,500

  • 3Beds
  • 3Baths
  • 2,484SqFt
  • 2023Year
  • 143x370x429x333x89x28x30Lot
  • 1Days on market

About this home

Fabulous Modern Farmhouse in Gated Harbor Watch! Built in 2023, this beautifully designed ranch home combines modern style, thoughtful upgrades, and exceptional versatility in the desirable gated Harbor Watch community. The open-concept floor plan features spacious living areas, upgraded LVP flooring, and a split-bedroom layout offering privacy for the primary suite and secondary bedrooms. The full unfinished walkout daylight basement provides tremendous potential for future living space, recreation, a workshop, or storage. Enjoy energy-conscious living with solar panels and battery backup, along with propane service, a whole-house water softener, and reverse osmosis water filtration in the kitchen. With its newer construction, modern finishes, functional ranch layout, and valuable infrastructure upgrades, this home offers the best of modern farmhouse living with room to grow.

Property details

Beds
3
Baths
3
SqFt
2,484
Lot
143x370x429x333x89x28x30
Year built
2023
Type
Single Family
Days on market
1
Garage
2
Style
Farmhouse, Modern, Ranch
Heating
Central, Electric, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Basement
Flooring
Carpet, Vinyl
HOA dues
$720 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Storage Unit (Off Site)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,656/ month

Principal & interest
$4,790
Property tax (~0.90%)
$580
Homeowners insurance
$225
HOA dues
$60

Down payment

$38,675 down · $734,825 financed

Income to qualify (28% rule)

~$242,410 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.