Gerton · Gerton, NC
206 Chestnut Hill Road
Gerton, NC · 1,645 sqft
$535,000
- 4Beds
- 2Baths
- 1,645SqFt
- 1928Year
About this home
Step back in time without sacrificing modern comfort in this beautifully renovated 1920s Chestnut Hill cottage. Originally constructed as a family and executive retreat associated with the Hanes Underwear Company, the home showcases timeless mountain-cottage charm, highlighted by a grand stone fireplace and inviting covered front porch. Thoughtful renovations preserve the home's historic character while enhancing everyday livability. Relax on the expansive covered front porch and enjoy cozy short-range mountain views in a storybook setting. Extensive native stonework graces both the home and the beautifully landscaped, certified native wildlife gardens, creating a seamless connection to the natural beauty of the surrounding mountains.
Recent improvements include a beautifully renovated kitchen and bathroom, a new roof, updated electrical system, and a new heat pump. The original hardwood floors have been carefully restored, blending historic character with modern convenience. This is a truly special property where history, character, and craftsmanship come together in one unforgettable setting. This home has 2 bedrooms plus an office on the main level, with the lower level being a large studio area with bedroom, sitting area and full bath.
Meticulously maintained and truly move-in ready, this home is offered turn-key and can be sold furnished—ideal as a full-time residence, mountain getaway, or vacation rental investment. Outdoor enthusiasts will appreciate direct access to nearby adventure, including hiking to Bearwallow Mountain right from your door, plus a short drive to multiple trailheads featuring waterfalls, mountain streams, and sweeping 360-degree mountain views on Bearwallow Mtn. HOA Initiation Fee: $1000 / Septic Permit - NOT FOUND
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,645
- Lot
- —
- Year built
- 1928
- Type
- Single Family
- Style
- Cottage
- Heating
- Baseboard, Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Concrete, Vinyl, Wood
- View
- Mountain(s), Year Round
- HOA dues
- $750 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,933/ month
- Principal & interest
- $3,313
- Property tax (~0.90%)
- $401
- Homeowners insurance
- $156
- HOA dues
- $62
Down payment
$26,750 down · $508,250 financed
Income to qualify (28% rule)
~$168,565 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.