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Gerton · Gerton, NC

206 Chestnut Hill Road

Gerton, NC · 1,171 sqft

$535,000

  • 3Beds
  • 2Baths
  • 1,171SqFt
  • 1928Year
  • 84Days on market

About this home

Step back in time without sacrificing modern comfort in this beautifully renovated 1920s Chestnut Hill cottage. The home showcases timeless mountain-cottage charm, highlighted by a grand stone fireplace and inviting covered front porch that harken to the days of the leaving the city heat to spend the whole summer in the cool mountains, playing in the community creak or fishing on the community lake.

Thoughtful renovations preserve the home's historic character while enhancing everyday livability. Relax on the expansive covered front porch and enjoy cozy short-range mountain views in a storybook setting. Extensive native stonework graces both the home and the beautifully landscaped, certified native wildlife gardens, creating a seamless connection to the natural beauty of the surrounding mountains.

Recent improvements include a new roof, updated electrical system, new lighting throughout and a new heat pump. The original hardwood floors have been carefully restored, blending historic character with modern convenience. This is a truly special property where history, character, and craftsmanship come together in one unforgettable setting. This home has 2 bedrooms plus an office on the main level, with the lower level being a large studio area with bedroom, sitting area and full bath.

Meticulously maintained and truly move-in ready, this home is offered turn-key and can be sold furnished—ideal as a full-time residence, mountain getaway, or vacation rental investment. Outdoor enthusiasts will appreciate direct access to nearby adventure, including hiking to Bearwallow Mountain and on to Strawberry Gap, right from your door, plus a short drive to multiple trailheads featuring waterfalls, mountain streams, and sweeping 360-degree mountain views on Bearwallow Mtn. https://youtu.be/urLotv3KZew

Property details

Beds
3
Baths
2
SqFt
1,171
Lot
Year built
1928
Type
Single Family
Days on market
84
Style
Cottage
Heating
Baseboard, Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Concrete, Vinyl, Wood
View
Mountain(s), Year Round
HOA dues
$750 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,933/ month

Principal & interest
$3,313
Property tax (~0.90%)
$401
Homeowners insurance
$156
HOA dues
$62

Down payment

$26,750 down · $508,250 financed

Income to qualify (28% rule)

~$168,565 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.