Mount Gilead · Mount Gilead, NC
205 W Haywood Lane
Mount Gilead, NC · 1,512 sqft
$164,999
Reduced from $185,999
- 3Beds
- 2Baths
- 1,512SqFt
- 1999Year
- 178Days on market
About this home
Seller offering up to $5,000 in closing cost assistance with an acceptable offer, helping make homeownership more affordable. Schedule your showing today! Back on the market through no fault of the seller! Affordable 3-bedroom, 2-bath home on over half an acre in the heart of Mount Gilead. Enjoy a spacious backyard, additional storage, and small-town living with convenient access to local amenities This property offers comfort and functionality with a practical layout and inviting living spaces.
Inside, you'll find a functional floor plan with spacious living areas and plenty of natural light. Outside, enjoy a large yard with room for pets, gardening, entertaining, or simply relaxing. Additional storage provides extra convenience for tools, equipment, or hobby space.
Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home offers exceptional value. Conveniently located near local schools, shopping, dining, and Lake Tillery recreational areas.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,512
- Lot
- —
- Year built
- 1999
- Type
- Single Family
- Days on market
- 178
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Permanent
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,193/ month
- Principal & interest
- $1,021
- Property tax (~0.90%)
- $123
- Homeowners insurance
- $48
- HOA dues
- —
Down payment
$8,249 down · $156,749 financed
Income to qualify (28% rule)
~$51,161 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.