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Monroe · Monroe, NC

205 Pine Lake Drive

Monroe, NC · 2,417 sqft

$420,000

Reduced from $450,000

  • 3Beds
  • 3Baths
  • 2,417SqFt
  • 2006Year
  • 75Days on market

About this home

This beautifully crafted unfurnished 1.5 story full brick home offers timeless curb appeal and true move in ready comfort. An inviting front porch leads into a bright, open concept interior featuring hardwood and ceramic tile flooring throughout the main living areas. The dramatic two story great room highlights soaring ceilings, expansive windows, and exceptional natural light, creating an airy, welcoming atmosphere. A striking fireplace anchors the space, making it ideal for both everyday living and entertainment.

The main floor primary bedroom provides effortless convenience, featuring a remodeled walk-in closet and a large ensuite bathroom. On the main level a second and additional full bathroom adds additional practicality. A separate dining room offers a more formal setting for gatherings and meals.

Upstairs, well-appointed secondary rooms provide flexible options for additional bedrooms, office space, or a bonus area to suit your lifestyle needs.

Step outside to a spacious backyard with an extended concrete patio—perfect for grilling, outdoor dining, and creating your ideal outdoor living space.

Located in Indian Trail (Monroe ZIP), this home offers exceptional convenience—just three miles from the Sun Valley entertainment district, featuring a fourteen-screen theater, restaurants, grocery stores, retail, and medical offices. South Piedmont Community College sits right down the road, making this an ideal location for everyday living. Community amenities include a clubhouse and walking trails, adding even more value to this desirable property.

Property details

Beds
3
Baths
3
SqFt
2,417
Lot
Year built
2006
Type
Single Family
Days on market
75
Garage
1
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,038/ month

Principal & interest
$2,601
Property tax (~0.90%)
$315
Homeowners insurance
$122
HOA dues

Down payment

$21,000 down · $399,000 financed

Income to qualify (28% rule)

~$130,229 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.