Mount Holly · Mount Holly, NC
205 Gaddis Drive
Mount Holly, NC · 1,193 sqft
$285,000
- 2Beds
- 1Baths
- 1,193SqFt
- 1980Year
- 1Days on market
About this home
Located in an established neighborhood, this charming brick ranch offers the ease of one-level living with timeless character and thoughtful updates. Inside, you’ll find beautiful real hardwood floors that add warmth and durability throughout the home. The spacious layout is move-in ready while still offering plenty of opportunity to make it your own. Step outside to enjoy the privacy-fenced backyard — perfect for pets, entertaining, or simply relaxing. Need extra storage or workspace? The impressive 18x21 outbuilding provides endless possibilities for a workshop, hobby space, or additional storage. Conveniently located just minutes from downtown Mount Holly, Belmont, and Charlotte, this home offers comfort, convenience, and potential all in one.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,193
- Lot
- —
- Year built
- 1980
- Type
- Single Family
- Days on market
- 1
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,050/ month
- Principal & interest
- $1,765
- Property tax (~0.85%)
- $201
- Homeowners insurance
- $83
- HOA dues
- —
Down payment
$14,250 down · $270,750 financed
Income to qualify (28% rule)
~$87,861 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 34 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.
