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Mount Holly · Mount Holly, NC

205 Gaddis Drive

Mount Holly, NC · 1,193 sqft

$265,000

Reduced from $285,000

  • 2Beds
  • 1Baths
  • 1,193SqFt
  • 1980Year
  • 31Days on market

About this home

Located in an established neighborhood, this charming brick ranch offers the ease of one-level living with timeless character and thoughtful updates. Inside, you’ll find beautiful real hardwood floors that add warmth and durability throughout the home. The spacious layout is move-in ready while still offering plenty of opportunity to make it your own. Step outside to enjoy the huge privacy-fenced backyard , fire pit , perfect entertaining, or family gatherings. Need extra storage or workspace? The impressive 18x21 outbuilding provides endless possibilities for a workshop, hobby space, or additional storage. Conveniently located just minutes from downtown Mount Holly, Belmont, and Charlotte. This brick ranch offers low maintenance, comfort, convenience, and potential all in one. The laundry area connects to the outdoor storage area that could easily convert to an additional bathroom. Come enjoy the spacious front porch, large backyard , where outdoor living is exceptional!

Property details

Beds
2
Baths
1
SqFt
1,193
Lot
Year built
1980
Type
Single Family
Days on market
31
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,906/ month

Principal & interest
$1,641
Property tax (~0.85%)
$187
Homeowners insurance
$77
HOA dues

Down payment

$13,250 down · $251,750 financed

Income to qualify (28% rule)

~$81,695 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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