Woodleaf · Woodleaf, NC
205 Erwin Temple Church Road
Woodleaf, NC · 2,040 sqft
$249,500
Reduced from $285,000
- 4Beds
- 2Baths
- 2,040SqFt
- 2026Year
- 36Days on market
About this home
Brand new, never lived in — and the title has already been retired. Cavco Phoenix floor plan: 4 bedrooms, 2 full baths, set on a permanent foundation on .98 acres in Woodleaf, western Rowan County. Luxury vinyl plank flooring throughout. Gravel driveway.
Why RENT when you can BUY! Conventional, FHA, VA, and USDA financing are all on the table. Just under a full acre leaves room for a shop, garden, or outbuilding. Convenient to Salisbury, Mocksville, I-40 and I-85. New home, new everything, priced for buyers who want acreage and square footage without a Charlotte-market payment. Schedule your showing. Did we mention 100% USDA financing w/ a $5,000 lender incentive....
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 2,040
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 36
- Heating
- Electric
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,805/ month
- Principal & interest
- $1,545
- Property tax (~0.90%)
- $187
- Homeowners insurance
- $72
- HOA dues
- —
Down payment
$12,475 down · $237,025 financed
Income to qualify (28% rule)
~$77,362 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.