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Matthews · Matthews, NC

2040 Swaim Drive

Matthews, NC · 2,368 sqft

$520,000

  • 4Beds
  • 2.5Baths
  • 2,368SqFt
  • 1994Year
  • 25Days on market

About this home

Welcome home to 2040 Swaim Dr! Tucked away on a quiet street in the sought-after Heathers neighborhood — with NO HOA — this well-maintained 4-bedroom, 2.5-bath home offers 2,368 sq ft of comfortable living space on a spacious lot. Enjoy a large, private backyard perfect for entertaining, gardening, or simply relaxing outdoors. Inside, you'll find a cozy fireplace and generous room sizes throughout. Ideally located just a 6-minute drive to downtown Matthews, you'll have easy access to local shops, restaurants, parks, and the weekly farmers market — all while enjoying the peace and privacy of a quiet residential street. Don't miss this rare opportunity to own in one of Matthews' most convenient and charming pockets!

Property details

Beds
4
Baths
2.5
SqFt
2,368
Lot
Year built
1994
Type
Single Family
Days on market
25
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,827/ month

Principal & interest
$3,220
Property tax (~1.05%)
$455
Homeowners insurance
$151
HOA dues

Down payment

$26,000 down · $494,000 financed

Income to qualify (28% rule)

~$164,022 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.