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Mount Holly · Mount Holly, NC

204 Kingston Drive

Mount Holly, NC · 2,378 sqft

$415,000

  • 4Beds
  • 3.5Baths
  • 2,378SqFt
  • 2017Year

About this home

Welcome to Dutchman's Ridge, where timeless style, thoughtful design, and everyday comfort come together in this beautifully appointed 4-bedroom, 3.5-bath home offering over 2,300 square feet of exceptional living space. From the moment you step inside, you'll appreciate the upscale finishes, including extensive crown molding, elegant trim details, and durable luxury vinyl plank flooring that create a warm yet sophisticated atmosphere throughout.

Designed for both entertaining and everyday living, the open-concept floor plan centers around a stunning chef-inspired kitchen featuring granite countertops, rich maple cabinetry, stainless steel appliances, an oversized center island with seating, and a spacious walk-in pantry that provides abundant storage. The kitchen flows seamlessly into the inviting great room, where a cozy fireplace creates the perfect backdrop for relaxing evenings or gathering with family and friends.

The spacious primary suite serves as a private retreat, offering generous proportions and a tranquil setting to unwind at the end of the day. Upstairs, you'll also find well-appointed secondary bedrooms along with a versatile loft that can easily function as a playroom, media space, or additional living area. A separate private suite provides endless flexibility and is ideal as a guest retreat, home office, bonus room, or multigenerational living space.

Step outside to enjoy the fully fenced backyard, offering plenty of room for entertaining, pets, or simply relaxing in your own private outdoor oasis. Residents of Dutchman's Ridge also enjoy access to a community pool, providing the perfect place to cool off and connect with neighbors during the warmer months.

Perfectly positioned just minutes from charming downtown Mt. Holly, Mountain Island Lake, the U.S. National Whitewater Center, Belmont, Charlotte Douglas International Airport, and Uptown Charlotte, this exceptional home offers the ideal balance of peaceful suburban living with quick access to shopping, dining, recreation, and major commuter routes. Combining elegant finishes, versatile living spaces, and an outstanding location, this is a home you'll be proud to call your own.

Property details

Beds
4
Baths
3.5
SqFt
2,378
Lot
Year built
2017
Type
Single Family
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
HOA dues
$421 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,020/ month

Principal & interest
$2,570
Property tax (~0.85%)
$293
Homeowners insurance
$121
HOA dues
$35

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$129,441 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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