Rutherfordton · Rutherfordton, NC
204 Fernwood Drive
Rutherfordton, NC · 1,980 sqft
$275,000
Reduced from $299,900
- 3Beds
- 2.5Baths
- 1,980SqFt
- 1959Year
- 194Days on market
About this home
PRICED to SELL ! Move in Ready ! Easily accessible, spacious One level living with full basement in much desired Rutherfordton neighborhood. Low maintenance home with new roof, premium metal siding, vinyl plank floors, new paint, new kitchen appliances, new bathroom fixtures with walk in tub. Enjoy a peaceful location with private backyard for bird watching and room for fire pit. Minutes to hospital, historic downtown, dining and shopping. Circular concrete drive. Oversized kitchen looks into sunroom and backyard with blooming trees. Large living room and den that features cozy fireplace and custom built in shelves. Separate mud room and laundry with new washer/dryer. New electric panel; septic inspected; city water. Walk out basement has plenty of room for storage, recreation, separate bath and shower, workbench and garden room plus vent for wood stove . Two storage buildings.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,980
- Lot
- —
- Year built
- 1959
- Type
- Single Family
- Days on market
- 194
- Heating
- Electric
- Cooling
- Electric
- Foundation
- Basement
- Flooring
- Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,989/ month
- Principal & interest
- $1,703
- Property tax (~0.90%)
- $206
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,750 down · $261,250 financed
Income to qualify (28% rule)
~$85,269 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.