Charlotte · Charlotte, NC
2035 Valencia Terrace
Charlotte, NC · 3,556 sqft
$1,795,000
- 4Beds
- 2.5Baths
- 3,556SqFt
- 1990Year
- 210'x134'x190'x17'x17'x104'Lot
About this home
Welcome to 2035 Valencia Terrace, where modern updates, exceptional outdoor living, and endless potential come together in one of Charlotte's most desirable locations. This beautifully maintained 4-bedroom, 2.5-bathroom home was fully renovated in 2018, offering a move-in-ready interior with stylish finishes and thoughtful improvements throughout. The updated kitchen features a timeless, neutral design that complements any style, making it easy for new owners to make the space their own. With no HOA, you'll enjoy added freedom and flexibility. An approximately 1,357-square-foot unfinished attic provides endless possibilities for a future bonus room, home gym, media room, or additional recreational space. Step outside into your own private backyard retreat, designed for year-round entertaining. The fully finished outdoor space features a covered outdoor living area, a built-in grill with bar seating, a cozy outdoor fireplace with ample seating, a hot tub, and a spacious backyard with plenty of room for games, gatherings, or simply relaxing. Located in a highly sought-after Charlotte neighborhood with convenient access to shopping, dining, parks, and major highways, this home offers the perfect blend of comfort, functionality, and lifestyle. Don't miss the opportunity to make this exceptional property your next home.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 3,556
- Lot
- 210'x134'x190'x17'x17'x104'
- Year built
- 1990
- Type
- Single Family
- Garage
- 3
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
Features
- Attic Walk In
- Kitchen Island
- Pantry
- Wet Bar
- Fire Pit
- Hot Tub
- Gas Grill
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$13,211/ month
- Principal & interest
- $11,116
- Property tax (~1.05%)
- $1,570
- Homeowners insurance
- $523
- HOA dues
- —
Down payment
$89,750 down · $1,705,250 financed
Income to qualify (28% rule)
~$566,190 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 47 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


