View all 47 photos →

Charlotte · Charlotte, NC

2035 Valencia Terrace

Charlotte, NC · 3,556 sqft

$1,795,000

  • 4Beds
  • 2.5Baths
  • 3,556SqFt
  • 1990Year
  • 210'x134'x190'x17'x17'x104'Lot

About this home

Welcome to 2035 Valencia Terrace, where modern updates, exceptional outdoor living, and endless potential come together in one of Charlotte's most desirable locations. This beautifully maintained 4-bedroom, 2.5-bathroom home was fully renovated in 2018, offering a move-in-ready interior with stylish finishes and thoughtful improvements throughout. The updated kitchen features a timeless, neutral design that complements any style, making it easy for new owners to make the space their own. With no HOA, you'll enjoy added freedom and flexibility. An approximately 1,357-square-foot unfinished attic provides endless possibilities for a future bonus room, home gym, media room, or additional recreational space. Step outside into your own private backyard retreat, designed for year-round entertaining. The fully finished outdoor space features a covered outdoor living area, a built-in grill with bar seating, a cozy outdoor fireplace with ample seating, a hot tub, and a spacious backyard with plenty of room for games, gatherings, or simply relaxing. Located in a highly sought-after Charlotte neighborhood with convenient access to shopping, dining, parks, and major highways, this home offers the perfect blend of comfort, functionality, and lifestyle. Don't miss the opportunity to make this exceptional property your next home.

Property details

Beds
4
Baths
2.5
SqFt
3,556
Lot
210'x134'x190'x17'x17'x104'
Year built
1990
Type
Single Family
Garage
3
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Features

  • Attic Walk In
  • Kitchen Island
  • Pantry
  • Wet Bar
  • Fire Pit
  • Hot Tub
  • Gas Grill

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$13,211/ month

Principal & interest
$11,116
Property tax (~1.05%)
$1,570
Homeowners insurance
$523
HOA dues

Down payment

$89,750 down · $1,705,250 financed

Income to qualify (28% rule)

~$566,190 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.