Gastonia · Gastonia, NC
203 Ratchford Farm Road
Gastonia, NC · 1,600 sqft
$299,900
Reduced from $329,900
- 3Beds
- 2Baths
- 1,600SqFt
- 1977Year
- 202 X 217 X 200 X 146Lot
- 31Days on market
About this home
NEW PRICE! No City Taxes! Move-in ready full brick ranch situated on nearly an acre. Freshly painted inside and out, this well maintained 3-bedroom, 2-bath home features beautiful hardwoods throughout, spacious living areas, and an inviting floor plan. The updated kitchen offers custom wood cabinetry, abundant counter space, stainless steel appliances, and plenty of storage. smooth top electric range, microwave, dishwasher. Plenty of storage. Enjoy gatherings in the large living room, den and dining area highlighted by a cozy fireplace. The spacious primary suite includes a private bath, spacious closet, while the secondary bedrooms offer generous storage also. Relax on the covered front porch with your morning coffee or unwind in the evening. Covered carport, New Water Heater 4/15/2026, ample storage, and a peaceful setting make this home a must-see! Schedule your showing today!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,600
- Lot
- 202 X 217 X 200 X 146
- Year built
- 1977
- Type
- Single Family
- Days on market
- 31
- Style
- Traditional
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Features
- Breakfast Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,157/ month
- Principal & interest
- $1,857
- Property tax (~0.85%)
- $212
- Homeowners insurance
- $87
- HOA dues
- —
Down payment
$14,995 down · $284,905 financed
Income to qualify (28% rule)
~$92,454 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 26 photos
About Gastonia
Gaston’s hub · I-85 access
The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.
