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Cornelius · Cornelius, NC

20218 Rainbow Circle

Cornelius, NC · 7,895 sqft

$3,975,000

Reduced from $4,200,000

  • 7Beds
  • 6Baths
  • 7,895SqFt
  • 2022Year
  • 37Days on market

About this home

Modern luxury meets effortless lakeside living in this exceptional Lake Norman retreat. Framed by breathtaking water views and a private outdoor oasis, this architectural masterpiece blends contemporary sophistication with timeless craftsmanship. The exterior showcases reclaimed barn wood sourced from historic barns across North Carolina, creating a warm organic contrast to the home's sleek modern design. A striking steel front door opens to an expansive open-concept interior where French white oak flooring flows seamlessly throughout. Every detail has been thoughtfully curated—from the designer finishes to the impeccable functionality. The main level features an elegant owner's suite with a spa-inspired ensuite, a private fitness studio complete with traditional and infrared saunas, a dedicated office/flex space, full bath, and an entertaining bonus room highlighted by custom swinging barstools. Upstairs, five additional bedrooms and a second bonus space offer refined comfort with a sophisticated, functional layout designed for modern living. At the heart of the home, the chef's kitchen is a true showpiece featuring premium Thermador appliances, an oversized quartzite island, and a fully equipped scullery designed for effortless entertaining. Dual laundry rooms add everyday convenience without compromising luxury. Step outside and discover a resort-style outdoor living experience. The enclosed sunroom with fireplace overlooks the beautifully fenced backyard and an impressive oversized saltwater pool with integrated hot tub, creating the perfect setting for relaxation and entertaining. Whether enjoying a peaceful morning swim, unwinding in the spa at sunset, or hosting guests poolside, this private retreat captures the essence of luxury living. The outdoor space also includes a custom separate fenced dog run with artificial turf, ensuring every member of the household is thoughtfully accommodated. Two tankless water heaters and countless additional upgrades further elevate this remarkable residence. This home is a statement of contemporary elegance, exceptional craftsmanship, and elevated luxury living.

Property details

Beds
7
Baths
6
SqFt
7,895
Lot
Year built
2022
Type
Single Family
Days on market
37
Garage
3
Style
Modern
Heating
Central, Forced Air, Natural Gas, Sealed Combustion Fireplace
Cooling
Ceiling Fan(s), Central Air, Electric, Multi Units
Foundation
Crawl Space
Flooring
Carpet, Wood
View
Water, Year Round

Features

  • Attic Walk In
  • Built-in Features
  • Central Vacuum
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Sauna
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$28,758/ month

Principal & interest
$24,618
Property tax (~0.90%)
$2,981
Homeowners insurance
$1,159
HOA dues

Down payment

$198,750 down · $3,776,250 financed

Income to qualify (28% rule)

~$1,232,526 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

Explore Cornelius

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