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Cornelius · Cornelius, NC

20218 Rainbow Circle

Cornelius, NC · 7,895 sqft

$4,200,000

  • 7Beds
  • 6Baths
  • 7,895SqFt
  • 2021Year

About this home

Modern luxury meets effortless lakeside living in this exceptional Lake Norman retreat. Framed by breathtaking water views and a private outdoor oasis, this architectural masterpiece blends contemporary sophistication with timeless craftsmanship.The exterior showcases reclaimed barn wood sourced from historic barns across North Carolina, creating a warm organic contrast to the home’s sleek modern design. A striking steel front door opens to an expansive open-concept interior where French white oak flooring flows seamlessly throughout. Every detail has been thoughtfully curated — from the designer finishes to the impeccable functionality. The main level features an elegant owner’s suite with a spa-inspired ensuite, a private fitness studio complete with traditional and infrared saunas, a dedicated office/flex space, full bath, and an entertaining bonus room highlighted by custom swinging barstools. Upstairs, five additional bedrooms and a second bonus space offer refined comfort with a sophisticated, functional layout designed for modern living. At the heart of the home, the chef’s kitchen is a true showpiece featuring premium Thermadore appliances, an oversized quartzite island, and a fully equipped scullery designed for effortless entertaining. Dual laundry rooms add everyday convenience without compromising luxury. Step outside to an enclosed sunroom/porch with a fireplace overlooking the beautifully fenced backyard, and custom oversized pool complete with a separate fenced dog run featuring artificial turf. Two tankless water heaters and countless additional upgrades further elevate this remarkable residence. This home is a statement of contemporary elegance, exceptional craftsmanship, and elevated luxury living.

Property details

Beds
7
Baths
6
SqFt
7,895
Lot
Year built
2021
Type
Single Family
Garage
3
Style
Modern
Heating
Central, Forced Air, Natural Gas, Sealed Combustion Fireplace
Cooling
Ceiling Fan(s), Central Air, Electric, Multi Units
Foundation
Crawl Space
Flooring
Carpet, Wood
View
Water

Features

  • Attic Walk In
  • Built-in Features
  • Central Vacuum
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Sauna
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$30,386/ month

Principal & interest
$26,011
Property tax (~0.90%)
$3,150
Homeowners insurance
$1,225
HOA dues

Down payment

$210,000 down · $3,990,000 financed

Income to qualify (28% rule)

~$1,302,292 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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