Shelby · Shelby, NC
202 W Debby Drive
Shelby, NC · 1,550 sqft
$265,000
Reduced from $280,000
- 3Beds
- 2Baths
- 1,550SqFt
- 1970Year
- 22Days on market
About this home
Don't miss out on this full brick ranch with 3 bedrooms, 1 full bath plus another room which can be used as a flex space/office/game room/yoga room. New LVP floors throughout the home including all bedrooms, installed in 2025. No carpet anywhere. Brand new HVAC including all ducts, furnace and a/c replaced in 2025. Entire interior painted in 2025. Kitchen cabinets painted, center island-perfect for meal prep, open to large dining area. Bathroom features new laminate tile, new sink/vanity, mirror and light fixture-all updated in 2025 as well. Large deck has room for everyone. Perfect for entertaining, social gatherings and outdoor meals. Expansive, flat, private backyard is almost a 1/2 acre. Roof replaced less than 10 years ago. NO HOA. This house is vacant and ready for its new owners. It can work great for an investor buy and hold. Ready for a tenant now!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,550
- Lot
- —
- Year built
- 1970
- Type
- Single Family
- Days on market
- 22
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,917/ month
- Principal & interest
- $1,641
- Property tax (~0.90%)
- $198
- Homeowners insurance
- $77
- HOA dues
- —
Down payment
$13,250 down · $251,750 financed
Income to qualify (28% rule)
~$82,168 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.