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Statesville · Statesville, NC

202 S Oak Street

Statesville, NC · 2,454 sqft

$417,000

  • 4Beds
  • 2Baths
  • 2,454SqFt
  • 1919Year
  • 120x239x122x212Lot
  • 41Days on market

About this home

Step into the timeless charm of 202 S Oak Street, where historic character meets thoughtful modern updates on a rare and oversized .62-acre in-town property. Comprised of two combined lots, this exceptional homesite offers a backyard far larger than most city properties, complete with partial fencing and abundant space for entertaining, gardening, recreation, or simply enjoying added privacy.

This beautifully updated 4-bedroom, 2-bath home showcases original hardwood floors, 10-foot ceilings, picture molding, and a striking ventless gas fireplace featuring the home's original coal grate. Adding even more versatility, the property includes approximately 1,490 heated semi-finished square feet in the fully conditioned basement.

The extensively renovated kitchen (2022) features new cabinetry, countertops, appliances, beadboard backsplash, and an exterior-vented hood. A formal dining room and spacious laundry room—with updated plumbing and electrical—provide both charm and functionality. The original cellar was transformed into a conditioned basement in 2022 with new windows, concrete flooring, and exterior access, creating exceptional storage and future expansion opportunities.

The newly completed upstairs primary suite (2025) offers a private retreat with two walk-in closets and a beautifully designed tiled walk-in shower with dual shower heads, thoughtfully crafted to complement the home's historic details. Major system updates include two HVAC systems with new furnaces, air conditioners, and ductwork, updated PEX plumbing, all-Romex wiring, new lighting and ceiling fans throughout, and restored original windows that have been reglazed and re-hung.

Outside, you'll find numerous additional improvements, including gutter guards, motion-activated security lighting with cameras, a SimpliSafe security system, a 30-amp RV hookup, a utility room with exterior access, and an impressive 20' x 30' three-bay garage built in 2023 with 12-foot sidewalls.

Offering the perfect blend of historic charm, modern convenience, and an exceptionally large city lot, this one-of-a-kind property is listed on the National Register of Historic Places while not being subject to the restrictions of the Statesville Historic District.

Property details

Beds
4
Baths
2
SqFt
2,454
Lot
120x239x122x212
Year built
1919
Type
Single Family
Days on market
41
Garage
3
Style
Bungalow
Heating
Heat Pump
Cooling
Heat Pump, Multi Units
Foundation
Basement
Flooring
Tile, Wood

Features

  • Built-in Features
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,016/ month

Principal & interest
$2,582
Property tax (~0.90%)
$312
Homeowners insurance
$121
HOA dues

Down payment

$20,850 down · $396,150 financed

Income to qualify (28% rule)

~$129,299 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.