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Cornelius · Cornelius, NC

20127 Chapel Point Lane

Cornelius, NC · 2,286 sqft

$849,000

Reduced from $885,000

  • 4Beds
  • 2.5Baths
  • 2,286SqFt
  • 1994Year
  • 56Days on market

About this home

Nestled within one of Lake Norman's most sought-after waterfront communities, this impeccably maintained 4-bedroom residence presents an exceptional opportunity to enjoy a lifestyle defined by natural beauty, privacy, and effortless lake living.

Bathed in natural light, the thoughtfully designed interior features expansive living spaces and a seamless open-concept floor plan ideal for both everyday comfort and refined entertaining. The chef-inspired kitchen serves as the heart of the home, anchored by an oversized island that invites gathering, while walls of windows frame the tranquil wooded setting and create a seamless connection to the outdoors.

Just moments from your front door, exclusive community lake access includes a private swim dock, neighborhood dock, and boat launch for kayaks, canoes, and paddleboards—offering an effortless way to embrace life on Lake Norman. Nearby, Jetton Park, located approximately one mile away, provides miles of picturesque waterfront trails perfect for outdoor adventures while taking in breathtaking lake views.

Located along the tree-lined streets of Chapel Point Lane, this intimate, established enclave is prized for its distinctive character, mature landscape, and welcoming sense of community. While tucked away in a peaceful setting, the home enjoys convenient access to award-winning schools, upscale shopping, fine dining, golf, and the everyday conveniences that make this one of the region's most desirable locations.

Offering the rare combination of community lake access, timeless appeal, and an exceptional location, this residence presents an outstanding opportunity to experience the coveted Lake Norman lifestyle.

Property details

Beds
4
Baths
2.5
SqFt
2,286
Lot
Year built
1994
Type
Single Family
Days on market
56
Garage
2
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
HOA dues
$550 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,188/ month

Principal & interest
$5,258
Property tax (~0.90%)
$636
Homeowners insurance
$247
HOA dues
$45

Down payment

$42,450 down · $806,550 financed

Income to qualify (28% rule)

~$265,213 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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