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Cornelius · Cornelius, NC

20124 Bascom Ridge Drive

Cornelius, NC · 9,724 sqft

$3,900,000

  • 5Beds
  • 6.5Baths
  • 9,724SqFt
  • 2005Year

About this home

Welcome to an extraordinary Mediterranean-inspired waterfront estate where timeless architecture meets luxury lakefront living. Perfectly positioned to capture breathtaking sunset views across the water, this exceptional residence offers nearly 9,800 square feet of thoughtfully designed living space with every detail curated for comfort, entertaining, and everyday elegance.

A grand two-story foyer with custom iron doors and Brazilian cherry staircase sets the tone for the home's impressive interior. The expansive great room showcases soaring ceilings, a dramatic wall of windows framing panoramic lake views, and seamless access to outdoor living spaces. The gourmet chef's kitchen is appointed with rare Labrador Blue granite countertops, premium Thermador and GE appliances, a spacious island, warming drawer, and inviting gathering spaces designed for hosting family and friends. The adjoining bar features a stunning backlit onyx countertop, creating a true showpiece for entertaining.

The luxurious main-level primary suite is a private retreat with tranquil water views, a fireplace, private deck access, a spa-inspired bath, and an oversized custom walk-in closet. An elevator provides convenient access to all three levels of the home. Two stunning staircases lead to the second floor, where you'll find a beautiful executive office overlooking the water, a private secondary office ideal for working from home, and three spacious bedrooms, each featuring its own private en-suite bath. A versatile flex space tucked off the rear staircase provides the perfect setting for a media room, children's playroom, or additional lounge area, offering flexibility to fit your lifestyle.

Designed for both relaxation and recreation, the walk-out lower level offers an impressive second living area complete with a second kitchen, wine cellar and tasting room, theater, fitness room, guest suite, and direct access to the patio and waterfront. Whether hosting large gatherings or enjoying quiet evenings at home, every space embraces the beauty of lakeside living.

Outside, enjoy beautifully landscaped grounds, expansive decks and covered patios, a private boardwalk leading to a floating dock with boat lift, accommodations for multiple jet skis, and Wi-Fi extending all the way to the dock. Additional highlights include four HVAC systems, a tile roof, three garages, circular drive with fountain, security system, and whole-home EERO mesh Wi-Fi coverage.

This one-of-a-kind Lake Norman waterfront estate delivers an unparalleled lifestyle where luxury, craftsmanship, and spectacular waterfront views come together to create an unforgettable place to call home.

Property details

Beds
5
Baths
6.5
SqFt
9,724
Lot
Year built
2005
Type
Single Family
Garage
3
Style
Mediterranean
Heating
Central, ENERGY STAR Qualified Equipment, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
Foundation
Basement
Flooring
Carpet, Marble, Slate, Stone, Tile, Wood
View
Water, Year Round
HOA dues
$300 / qtr

Features

  • Attic Walk In
  • Built-in Features
  • Cable Prewire
  • Drop Zone
  • Elevator
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$28,316/ month

Principal & interest
$24,153
Property tax (~0.90%)
$2,925
Homeowners insurance
$1,137
HOA dues
$100

Down payment

$195,000 down · $3,705,000 financed

Income to qualify (28% rule)

~$1,213,557 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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