Cornelius · Cornelius, NC

20120 Colony Point Lane

Cornelius, NC · 1,912 sqft

$450,000

  • 3Beds
  • 2Baths
  • 1,912SqFt
  • 2001Year
  • 18x308x20x58x58x67x189Lot

About this home

A lovely brick, one-story home with a great open floor plan on a .38 acre private wooded lot. Beautiful open floor plan and large kitchen. Large primary suite! Lake access to Lake Norman, short ride to Birkdale Village, and has close proximity to I77.

Property details

Beds
3
Baths
2
SqFt
1,912
Lot
18x308x20x58x58x67x189
Year built
2001
Type
Single Family
Garage
2
Style
Ranch
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,255/ month

Principal & interest
$2,786
Property tax (~0.90%)
$337
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$139,531 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.