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Cornelius · Cornelius, NC

20011 Chapel Point Lane

Cornelius, NC · 3,210 sqft

$795,000

  • 4Beds
  • 2.5Baths
  • 3,210SqFt
  • 1990Year
  • 1Days on market

About this home

Welcome to 20011 Chapel Point Lane, nestled among mature trees and lush landscaping in the highly sought-after waterfront community of Chapel Point. Just steps from the front door, residents enjoy private neighborhood lake access with a community dock and boat ramp—making it effortless to launch kayaks, paddleboards, and canoes, spend the afternoon floating on Lake Norman, or head out by boat for a day on the water. Nature lovers will also appreciate Jetton Park, located just one mile away, with miles of scenic lakefront walking and biking trails. Surrounded by a peaceful wooded backdrop, this home offers exceptional privacy while seamlessly blending indoor and outdoor living. Expansive windows fill the home with natural light and frame beautiful views of the surrounding landscape throughout every season. The open floor plan is thoughtfully designed for both everyday living and entertaining, featuring a spacious kitchen with double ovens, a gas range, and an oversized center island that naturally becomes the heart of the home. The walk-out lower level opens to a screened porch and stone patio, creating a tranquil outdoor retreat where evenings are filled with the sounds of nature. The lower level also includes a large built-in storage room already plumbed for a future fourth bathroom, providing endless possibilities for future expansion. Whether used as a recreation room, guest retreat, or home gym, the lower level offers incredible flexibility while the primary suite and three additional bedrooms remain privately situated upstairs. Lined with mature trees and distinctive custom homes, Chapel Point is a charming enclave known for its welcoming atmosphere, architectural character, and unbeatable Lake Norman lifestyle. Despite its peaceful setting, the neighborhood is conveniently located near top-rated schools, shopping, dining, and everyday conveniences. The seller also owns the adjacent lot and would consider selling it separately to the purchaser of this home, presenting a rare opportunity to expand your property or preserve additional privacy.

Property details

Beds
4
Baths
2.5
SqFt
3,210
Lot
Year built
1990
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$550 / yr

Features

  • Entrance Foyer
  • Kitchen Island
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,797/ month

Principal & interest
$4,923
Property tax (~0.90%)
$596
Homeowners insurance
$231
HOA dues
$45

Down payment

$39,750 down · $755,250 financed

Income to qualify (28% rule)

~$248,469 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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