Spruce Pine · Spruce Pine, NC
20 Stony Crest Drive
Spruce Pine, NC · 3,753 sqft
$650,000
- 3Beds
- 3.5Baths
- 3,753SqFt
- 2006Year
- 1Days on market
About this home
LOCATED ON THE CONTINENTAL DIVIDE in the heart of the Blue Ridge Mountains, just minutes from downtown Little Switzerland!! CUSTOM BUILD, immaculately maintained lot, in the quite, private neighborhood. Easy access to hiking, fishing, skiing and camping!! This home provides one level living with an open floor plan, spacious kitchen with granite countertops, stainless cooktop with telescopic downdraft, perfect for entertaining an intimate small group or large gathering. Primary bed with abundant natural light, include an en-suite bath and walk-in closet. This property won't last long. Come and enjoy time in the mountains!
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 3,753
- Lot
- —
- Year built
- 2006
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Central, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Basement
- Flooring
- Tile, Wood
- View
- Mountain(s), Winter
- HOA dues
- $1,224 / yr
Features
- Attic Stairs Pulldown
- Kitchen Island
- Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,804/ month
- Principal & interest
- $4,025
- Property tax (~0.90%)
- $487
- Homeowners insurance
- $189
- HOA dues
- $102
Down payment
$32,500 down · $617,500 financed
Income to qualify (28% rule)
~$205,916 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.