Mills River · Mills River, NC
20 Spring Lake Drive
Mills River, NC · 1,937 sqft
$550,000
- 3Beds
- 2.5Baths
- 1,937SqFt
- 1986Year
- 1Days on market
About this home
Welcome to your own private mountain retreat, where natural beauty and exceptional outdoor living come together. Set among mature trees and beautifully landscaped grounds, this distinctive property offers a rare combination of peace, privacy, mountain scenery and waterfront living. The charming residence features a warm character with a natural stone fireplace and functional design.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,937
- Lot
- —
- Year built
- 1986
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Contemporary
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Vinyl
- View
- Water, Year Round
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,979/ month
- Principal & interest
- $3,406
- Property tax (~0.90%)
- $412
- Homeowners insurance
- $160
- HOA dues
- —
Down payment
$27,500 down · $522,500 financed
Income to qualify (28% rule)
~$170,538 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.