Woodfin · Woodfin, NC
20 Cottage Street
Woodfin, NC · 1,004 sqft
$315,000
- 2Beds
- 1Baths
- 1,004SqFt
- 1928Year
- 18Days on market
About this home
Welcome to the sweetest cottage in Woodfin! If you are looking for a home with maximum convenience, but value a quiet, peaceful neighborhood away from all the hustle and bustle, this is the one for you. Situated perfectly between downtown Asheville and Weaverville, minutes from the French Broad River and the NEW Woodfin Greenway and Blueway and Beaver Lake, you have the best of both worlds at your fingertips! Tucked away on one of the largest lots on the street, the possibilities for use are endless. Live in the home and add an ADU on the property for family, guests or a long term rental, have the garden of your dreams, create more outdoor entertaining areas, or fence it and let the animals roam. Whatever you have in mind, this yard holds the key! Enjoy coffee on the front porch or opt for a bit more privacy and head out back to the covered back patio. Step inside this adorable home and be greeted by a living room flooded with natural light, a spacious separate dining room with space for a small office and kitchen with gas range and adorable open shelving. Complete with two bedrooms and one full bathroom, this home feels cozy and spacious at the same time. Move in ready with furnishings included, make this first on your list to see!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,004
- Lot
- —
- Year built
- 1928
- Type
- Single Family
- Days on market
- 18
- Style
- Bungalow
- Heating
- Oil
- Cooling
- Ceiling Fan(s), Window Unit(s), None
- Foundation
- Crawl Space
- Flooring
- Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,279/ month
- Principal & interest
- $1,950
- Property tax (~0.90%)
- $236
- Homeowners insurance
- $91
- HOA dues
- —
Down payment
$15,750 down · $299,250 financed
Income to qualify (28% rule)
~$97,672 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.