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Woodfin · Woodfin, NC

20 Cottage Street

Woodfin, NC · 1,004 sqft

$315,000

  • 2Beds
  • 1Baths
  • 1,004SqFt
  • 1928Year
  • 18Days on market

About this home

Welcome to the sweetest cottage in Woodfin! If you are looking for a home with maximum convenience, but value a quiet, peaceful neighborhood away from all the hustle and bustle, this is the one for you. Situated perfectly between downtown Asheville and Weaverville, minutes from the French Broad River and the NEW Woodfin Greenway and Blueway and Beaver Lake, you have the best of both worlds at your fingertips! Tucked away on one of the largest lots on the street, the possibilities for use are endless. Live in the home and add an ADU on the property for family, guests or a long term rental, have the garden of your dreams, create more outdoor entertaining areas, or fence it and let the animals roam. Whatever you have in mind, this yard holds the key! Enjoy coffee on the front porch or opt for a bit more privacy and head out back to the covered back patio. Step inside this adorable home and be greeted by a living room flooded with natural light, a spacious separate dining room with space for a small office and kitchen with gas range and adorable open shelving. Complete with two bedrooms and one full bathroom, this home feels cozy and spacious at the same time. Move in ready with furnishings included, make this first on your list to see!

Property details

Beds
2
Baths
1
SqFt
1,004
Lot
Year built
1928
Type
Single Family
Days on market
18
Style
Bungalow
Heating
Oil
Cooling
Ceiling Fan(s), Window Unit(s), None
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,279/ month

Principal & interest
$1,950
Property tax (~0.90%)
$236
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$97,672 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.