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Cornelius · Cornelius, NC

19940 Oak Leaf Circle

Cornelius, NC · 1,110 sqft

$294,900

Reduced from $299,900

  • 2Beds
  • 2Baths
  • 1,110SqFt
  • 1990Year
  • 33Days on market

About this home

Welcome home to this beautifully updated 2-bedroom, 2-bath townhome nestled in the highly sought-after 55+ community of Twin Oaks, in the heart of Cornelius. Tucked away in a peaceful setting, yet just minutes from shopping, dining, healthcare, and everyday conveniences, this home offers the perfect blend of privacy and accessibility. Inside, you'll find numerous updates throughout, creating a move-in-ready space that's both stylish and comfortable. Unwind in the spacious screened-in porch overlooking a serene private pond, the perfect spot to enjoy your morning coffee or relax at the end of the day. With low-maintenance living, a tranquil setting, and an unbeatable location, this exceptional townhome is one you won't want to miss. Updates included plantation shutters throughout, Coretec LVP, HVAC, tankless water heater, remote operated gas fireplace insert, a primary closet system, along with updated storage solutions in all closets. This lovely community boasts friendly sidewalks, a scenic pond, a community clubhouse and pool.

Property details

Beds
2
Baths
2
SqFt
1,110
Lot
Year built
1990
Type
Townhome
Days on market
33
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,133/ month

Principal & interest
$1,826
Property tax (~0.90%)
$221
Homeowners insurance
$86
HOA dues

Down payment

$14,745 down · $280,155 financed

Income to qualify (28% rule)

~$91,439 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

Explore Cornelius

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.