Cornelius · Cornelius, NC
19940 Oak Leaf Circle
Cornelius, NC · 1,110 sqft
$299,900
- 2Beds
- 2Baths
- 1,110SqFt
- 1990Year
About this home
Welcome home to this beautifully updated 2-bedroom, 2-bath townhome nestled in the highly sought-after 55+ community of Twin Oaks in the heart of Cornelius. Tucked away in a peaceful setting yet just minutes from shopping, dining, healthcare, and everyday conveniences, this home offers the perfect blend of privacy and accessibility. Inside, you'll find numerous updates throughout, creating a move-in-ready space that's both stylish and comfortable. Unwind in the spacious screened-in porch overlooking a serene private pond—the perfect spot to enjoy your morning coffee or relax at the end of the day. With low-maintenance living, a tranquil setting, and an unbeatable location, this exceptional townhome is one you won't want to miss. Too many updates to list here but included are new plantation shutters throughout, a new HVAC (6/2026), a new tankless water heater (2025), new Coretec LVP throughout, new gas insert in the gas fireplace (7,2025) along with remote, and an updated closet system in the primary closet along with updated storage solutions in all of the closets. HOA covers lawn care, water usage, pest management, and annual gutter cleaning. This lovely community boasts friendly sidewalks, a scenic pond, a community clubhouse and pool.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,110
- Lot
- —
- Year built
- 1990
- Type
- Townhome
- Heating
- Central, Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Concrete, Tile, Vinyl
- HOA dues
- $382 / mo
Features
- Attic Stairs Pulldown
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,551/ month
- Principal & interest
- $1,857
- Property tax (~0.90%)
- $224
- Homeowners insurance
- $87
- HOA dues
- $382
Down payment
$14,995 down · $284,905 financed
Income to qualify (28% rule)
~$109,361 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 24 photos
About Cornelius
Lake Norman · Old Town walkable
North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.


