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Lincolnton · Lincolnton, NC

1985 Old Farm Road #103p

Lincolnton, NC · 3,461 sqft

$454,900

  • 4Beds
  • 3.5Baths
  • 3,461SqFt
  • 2026Year
  • 1Days on market

About this home

Discover The Kensington, a versatile floorplan ranging in size from 3,434 to 4,167 square feet, accommodating diverse family needs with 4 to 5 Bedrooms and 2.5 to 4.5 Bathrooms. This floorplan offers ample space for comfortable living. As you step through the front door on the First Floor, you're welcomed by an extensive Private Study and a stunning Formal Dining Room. Continuing through the Foyer, you enter a spacious, open Great Room, with the option for a Fireplace, leading into the Designer Kitchen featuring a Butler Pantry that connects back to the Formal Dining Room. The First Floor also includes a Laundry area and an Entry Bench off the garage, providing practical storage solutions and convenient organization for families of all sizes. On the same level, a generous Primary Suite with a spacious Bathroom and a large walk-in closet offers a perfect retreat within your home. The Second Floor boasts three spacious Bedrooms, two connected by a jack-and-jill Bathroom and the third Bedroom featuring a private Bathroom. You can enjoy a beautiful view overlooking the Great Room from the upper floor or choose to add a Game Room for extra space. The Kensington's design is highly adaptable, offering various customization options to align with your personal preferences. Tailor your home to suit your lifestyle by adding a Screened or Covered Porch or incorporating a finished Bonus Room Upstairs for additional space, making the Kensington the perfect space to call home. Buyers may select finishes and layout options to tailor the home to their needs. Nearby retail centers, grocery stores, dining, and everyday services provide convenient access for daily living.

Property details

Beds
4
Baths
3.5
SqFt
3,461
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Ranch, Other
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
HOA dues
$420 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,280/ month

Principal & interest
$2,817
Property tax (~0.78%)
$295
Homeowners insurance
$132
HOA dues
$35

Down payment

$22,745 down · $432,155 financed

Income to qualify (28% rule)

~$140,601 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.