Fort Mill · Fort Mill, SC
1981 Ripplerock Road
Fort Mill, SC · 2,495 sqft
$580,000
- 4Beds
- 3.5Baths
- 2,495SqFt
- 2024Year
About this home
Welcome to 1981 Ripplerock Rd, where modern farmhouse style meets the privacy of a 1-acre homesite in a great location in Fort Mill. This beautifully designed 4-bedroom, 3.5-bath home offers an open-concept floor plan with luxury vinyl plank flooring throughout the main living areas and a spacious great room that’s perfect for everyday living and entertaining. The chef-inspired kitchen features a large center island, white shaker cabinetry, quartz countertops, designer tile backsplash, stainless steel appliances, and plenty of cabinet and prep space. The primary suite on the main level offers a spacious walk-in closet and a luxurious ensuite bath with dual vanities and a beautifully tiled walk-in shower. Upstairs you’ll find a second ensuite bedroom, two additional bedrooms, a full bath, and an oversized bonus room with a large walk-in closet—ideal for a playroom, media room, home office, or guest space. Step outside to enjoy the covered front porch, expansive rear deck, fenced backyard, and the privacy of a full acre while still being just minutes from downtown Fort Mill, top-rated schools, shopping, dining, and I-77. This home offers the perfect combination of space, style, and location.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,495
- Lot
- —
- Year built
- 2024
- Type
- Single Family
- Garage
- 2
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Features
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,196/ month
- Principal & interest
- $3,592
- Property tax (~0.90%)
- $435
- Homeowners insurance
- $169
- HOA dues
- —
Down payment
$29,000 down · $551,000 financed
Income to qualify (28% rule)
~$179,840 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 45 photos
About Fort Mill
York SC · Top-rated schools
Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.


