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Fort Mill · Fort Mill, SC

1981 Ripplerock Road

Fort Mill, SC · 2,495 sqft

$580,000

  • 4Beds
  • 3.5Baths
  • 2,495SqFt
  • 2024Year

About this home

Welcome to 1981 Ripplerock Rd, where modern farmhouse style meets the privacy of a 1-acre homesite in a great location in Fort Mill. This beautifully designed 4-bedroom, 3.5-bath home offers an open-concept floor plan with luxury vinyl plank flooring throughout the main living areas and a spacious great room that’s perfect for everyday living and entertaining. The chef-inspired kitchen features a large center island, white shaker cabinetry, quartz countertops, designer tile backsplash, stainless steel appliances, and plenty of cabinet and prep space. The primary suite on the main level offers a spacious walk-in closet and a luxurious ensuite bath with dual vanities and a beautifully tiled walk-in shower. Upstairs you’ll find a second ensuite bedroom, two additional bedrooms, a full bath, and an oversized bonus room with a large walk-in closet—ideal for a playroom, media room, home office, or guest space. Step outside to enjoy the covered front porch, expansive rear deck, fenced backyard, and the privacy of a full acre while still being just minutes from downtown Fort Mill, top-rated schools, shopping, dining, and I-77. This home offers the perfect combination of space, style, and location.

Property details

Beds
4
Baths
3.5
SqFt
2,495
Lot
Year built
2024
Type
Single Family
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,196/ month

Principal & interest
$3,592
Property tax (~0.90%)
$435
Homeowners insurance
$169
HOA dues

Down payment

$29,000 down · $551,000 financed

Income to qualify (28% rule)

~$179,840 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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