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Lancaster · Lancaster, SC

1976 Mcilwain Road

Lancaster, SC · 1,521 sqft

$225,000

Reduced from $250,000

  • 3Beds
  • 2Baths
  • 1,521SqFt
  • 1997Year
  • 113Days on market

About this home

Short Sale- subject to Lender approval. 7/31/26 Short Sale was approved but the buyer backed out due to the length of time it took to get approval. No inspections were done. All offers are final / Lender will not agree to repairs.***

Welcome to the Sedgewood neighborhood, Lancaster. This home is just a short drive to downtown Lancaster, shops, restaurants, entertainment and other conveniences. This ranch home sits at the entrance of a subdivision on a corner lot facing the main road. The home features great curb appeal, a level front yard, shrubs, crepe myrtles, landscaping, a rocking chair front porch, an attached carport, outdoor storage, a fenced in back yard, an above ground swimming pool with surrounding deck, and a large back yard with the perfect amount of space for entertaining. Inside, the home is filled with natural light, colorful painted walls, and a traditional or separated floor plan. The spacious living room offers various staging options around the gas log fireplace. The formal dining room is situated off the living room and kitchen. The kitchen features Formica countertops, wood cabinetry, stainless steel appliances, a pantry, an informal eating area, and walk out access to the back deck, pool, and yard. The carpeted primary bedroom/bathroom/walk in closets, hall bathroom and laundry, and two secondary bedrooms are sure to check the rest of the boxes to make this house your next forever home. We welcome you to come take a tour today!

Property details

Beds
3
Baths
2
SqFt
1,521
Lot
Year built
1997
Type
Single Family
Days on market
113
Style
Ranch
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Linoleum, Tile

Features

  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,627/ month

Principal & interest
$1,393
Property tax (~0.90%)
$168
Homeowners insurance
$65
HOA dues

Down payment

$11,250 down · $213,750 financed

Income to qualify (28% rule)

~$69,765 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.