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Ridgeway · Ridgeway, SC

197 Smooth Rock Point

Ridgeway, SC · 6,754 sqft

$1

  • 4Beds
  • 5.5Baths
  • 6,754SqFt
  • 2007Year
  • 17Days on market

About this home

Beautiful Waterfront Lake Home with Priceless Views. Located on Lake Wateree. Experience lake living at its finest in this beautiful 4-bedroom waterfront retreat, offering breathtaking views, exceptional space, and the perfect blend of rustic charm and relaxed elegance.

Designed for entertaining and comfortable lake living, the home features spacious gathering areas while still providing plenty of privacy. Each bedroom has access to its own full bathroom, and two feature loft with additional beds perfect for family and overnight guests. Basement area is fully finished, heated and cooled.

Step outside to an expansive yard with gorgeous lake views and a private beach area where you can wade in the water, soak up the sun, and enjoy the shoreline. A private dock with lifts for a boat and separate watercraft makes getting out on the lake effortless. There's also abundant parking and space for boats, trucks, RVs, campers, and guests, plus an oversized built-in walk-in safe for secure and versatile storage.

Whether you're looking for a full-time residence, weekend getaway, or family retreat, this home offers the space, privacy, and waterfront lifestyle you've been dreaming of. Come for the view. Stay for the lifestyle. This is lake living at its finest.

ONLINE AUCTION INFORMATION: This exceptional Lake Wateree property will be sold by Online Auction through 12:00 PM on September 23, 2026.

The successful bidder must provide lender approval or proof of funds for the winning bid. The purchaser will have up to 45 days to close. Please Note: This is NOT a distressed or foreclosed property. The owners have simply chosen the online auction method as their preferred way to market and sell this exceptional Lake Wateree property. Don't miss this unique opportunity to bid on your own piece of lake life!

Property details

Beds
4
Baths
5.5
SqFt
6,754
Lot
Year built
2007
Type
Single Family
Days on market
17
Garage
6
Style
Rustic
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump, Multi Units
Foundation
Basement
Flooring
Tile, Wood
View
Long Range, Year Round

Features

  • Central Vacuum
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$0/ month

Principal & interest
$0
Property tax (~0.90%)
$0
Homeowners insurance
$0
HOA dues

Down payment

$0 down · $0 financed

Income to qualify (28% rule)

~$0 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.