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Mount Holly · Mount Holly, NC

197 Park Road

Mount Holly, NC · 2,187 sqft

$379,000

  • 3Beds
  • 2Baths
  • 2,187SqFt
  • 1978Year
  • 100x235x100x235Lot
  • 1Days on market

About this home

Welcome to 197 Park Road, a beloved one-owner home built with pride and ready for its next chapter. Situated on over half an acre just outside the Mount Holly city limits, this expansive 2,187-square-foot all-brick ranch offers the perfect blend of peaceful country living and everyday convenience. Enjoy the charm and character of Mount Holly while remaining just minutes from Charlotte and all the shopping, dining, recreation, and employment opportunities the area has to offer.

Inside, you’ll find a spacious kitchen featuring granite countertops, a movable island, abundant cabinetry with convenient pull-outs, and a walk-in pantry. The adjoining dining area flows naturally into the inviting living room, where a brick fireplace with gas logs creates a warm and welcoming centerpiece.

Generously sized bedrooms offer excellent closet space, while the primary suite features two walk-in closets—including one with a built-in safe—and a spacious bath with dual sinks plus a separate vanity area. One of the home’s standout spaces is the massive climate-controlled sunroom, providing comfortable four-season living and plenty of room to gather, relax, or entertain.

Step outside and imagine the possibilities! The fenced backyard offers an incredible amount of usable space for gardening, entertaining, pets, play, cornhole, football, or simply enjoying the outdoors. And don’t miss the approximately 400-square-foot workshop—a space filled with potential for woodworking, hobbies, storage, a home studio, or the ultimate tinkering spot. If those walls could talk, they would surely have some stories to tell.

With a few cosmetic updates and your own personal touches, 197 Park Road has all the ingredients to become an incredible home for years to come. Well loved by its original owner and filled with character, space, and possibilities, this special property is ready for someone new to love and cherish it.

Property details

Beds
3
Baths
2
SqFt
2,187
Lot
100x235x100x235
Year built
1978
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Hardwood

Features

  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,726/ month

Principal & interest
$2,347
Property tax (~0.85%)
$268
Homeowners insurance
$110
HOA dues

Down payment

$18,950 down · $360,050 financed

Income to qualify (28% rule)

~$116,839 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

Explore Mount Holly

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