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Cornelius · Cornelius, NC

19535 Heartland Street

Cornelius, NC · 1,706 sqft

$450,000

  • 3Beds
  • 2.5Baths
  • 1,706SqFt
  • 1990Year
  • 76 x 194 x 56 x 15 x 193Lot

About this home

Welcome home to 19525 Heartland in the highly desirable Cornelius with no HOAs. Established spacious yard with many varieties of perennials flowers and trees including crape myrtles and mimosas. Spend your time relaxing and listening to the birds in the screened-in back porch with exposed wood ceiling and panoramic views of the backyard. Inside find an updated kitchen (2024) with navy painted cabinets, office/dining room and great room with gas insert fireplace with ceramic logs opening up to the screened porch. All 3 bedrooms are upstairs. Updates to home include - gutters (2026) water heater (2025) garbage disposal (2025) kitchen (2024) side steps/landing (2024) HVAC (2022) exterior paint (2020) appliances except for microwave (2020) windows (2014) screened porch (2018). Professional photos by August 1st.

Property details

Beds
3
Baths
2.5
SqFt
1,706
Lot
76 x 194 x 56 x 15 x 193
Year built
1990
Type
Single Family
Style
Transitional
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,255/ month

Principal & interest
$2,786
Property tax (~0.90%)
$337
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$139,531 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

Explore Cornelius

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