Cornelius · Cornelius, NC
19535 Heartland Street
Cornelius, NC · 1,706 sqft
$425,000
Reduced from $450,000
- 3Beds
- 2.5Baths
- 1,706SqFt
- 1990Year
- 76 x 194 x 56 x 15 x 193Lot
- 41Days on market
About this home
Motivated Seller - $2,500 Buyer Credit at closing, giving buyers the flexibility to replace carpet or personalize other updates to their liking. Welcome to 19535 Heartland, located in the highly desirable Cornelius area with no HOA! Nestled on a spacious, established lot, this home offers the perfect blend of comfort and outdoor living. Relax on the expansive screened porch featuring a charming, exposed wood ceiling and enjoy panoramic views of the beautifully landscaped backyard, complete with colorful perennial gardens and mature trees that create a private, peaceful setting. Bird lovers will appreciate the variety of songbirds that frequent this serene outdoor retreat. Inside, you'll find an updated kitchen (2024) with beautifully painted navy cabinetry, modern finishes, and a functional layout. The main level also features a flexible dining room or home office, along with a spacious great room highlighted by a gas fireplace with ceramic logs. Large windows and easy access to the screened porch create a seamless connection between indoor and outdoor living. Upstairs, all three bedrooms including the primary suite. Updates to home include - gutters (2026) water heater (2025) garbage disposal (2025) kitchen (2024) side steps/landing (2024) HVAC (2022) exterior paint (2020) appliances except for microwave (2020) windows (2014) screened porch (2018).
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,706
- Lot
- 76 x 194 x 56 x 15 x 193
- Year built
- 1990
- Type
- Single Family
- Days on market
- 41
- Style
- Transitional
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,074/ month
- Principal & interest
- $2,632
- Property tax (~0.90%)
- $318
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$131,779 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 27 photos
About Cornelius
Lake Norman · Old Town walkable
North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.


