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Cornelius · Cornelius, NC

19535 Heartland Street

Cornelius, NC · 1,706 sqft

$425,000

Reduced from $450,000

  • 3Beds
  • 2.5Baths
  • 1,706SqFt
  • 1990Year
  • 76 x 194 x 56 x 15 x 193Lot
  • 41Days on market

About this home

Motivated Seller - $2,500 Buyer Credit at closing, giving buyers the flexibility to replace carpet or personalize other updates to their liking. Welcome to 19535 Heartland, located in the highly desirable Cornelius area with no HOA! Nestled on a spacious, established lot, this home offers the perfect blend of comfort and outdoor living. Relax on the expansive screened porch featuring a charming, exposed wood ceiling and enjoy panoramic views of the beautifully landscaped backyard, complete with colorful perennial gardens and mature trees that create a private, peaceful setting. Bird lovers will appreciate the variety of songbirds that frequent this serene outdoor retreat. Inside, you'll find an updated kitchen (2024) with beautifully painted navy cabinetry, modern finishes, and a functional layout. The main level also features a flexible dining room or home office, along with a spacious great room highlighted by a gas fireplace with ceramic logs. Large windows and easy access to the screened porch create a seamless connection between indoor and outdoor living. Upstairs, all three bedrooms including the primary suite. Updates to home include - gutters (2026) water heater (2025) garbage disposal (2025) kitchen (2024) side steps/landing (2024) HVAC (2022) exterior paint (2020) appliances except for microwave (2020) windows (2014) screened porch (2018).

Property details

Beds
3
Baths
2.5
SqFt
1,706
Lot
76 x 194 x 56 x 15 x 193
Year built
1990
Type
Single Family
Days on market
41
Style
Transitional
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,074/ month

Principal & interest
$2,632
Property tax (~0.90%)
$318
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$131,779 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

Explore Cornelius

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