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Cornelius · Cornelius, NC

19318 Mary Ardrey Circle

Cornelius, NC · 4,787 sqft

$3,350,000

  • 4Beds
  • 4.5Baths
  • 4,787SqFt
  • 1994Year
  • 1Days on market

About this home

Welcome to 19318 Mary Ardrey Circle, a beautifully maintained Lake Norman retreat where timeless elegance meets effortless everyday living. Ideally located on Lake Norman in Cornelius, this exceptional home offers the rare combination of sophisticated interiors, generous living spaces, abundant natural light, and access to one of North Carolina’s most sought-after lake lifestyles. From the moment you enter, tall ceilings and an abundance of natural light create an inviting sense of scale and warmth. The thoughtfully designed floor plan flows beautifully for both everyday living and memorable gatherings. At the heart of the home, the chef-inspired kitchen is a true highlight, offering the space, functionality, and style to make everything from quiet mornings to entertaining family and friends feel effortless. The fully finished basement takes the home to another level, offering a dedicated gym and private theater room along with additional space to relax, entertain, or create a personal retreat. Multiple living areas provide room for everyone to spread out while maintaining an easy sense of connection throughout the home. Step outside and embrace the beauty of indoor-outdoor living across two inviting patios, thoughtfully positioned for slow mornings with a cup of coffee, an afternoon with a good book, or peaceful evenings surrounded by the sights and sounds of nature. Enjoy the tranquil setting, beautiful lake views, and the opportunity to create your own private retreat just steps from the comforts of home. With deeded lake Norman access and a deeded boat slip/dock, days on the water are effortlessly within reach. Spend the afternoon boating, fishing, paddle boarding, or simply watching the sun settle over the lake. It is a rare opportunity to pair refined living with the freedom, tranquility, and recreation of the Lake Norman lifestyle. Conveniently enjoy easy access to waterfront recreation, parks, shopping, dining, Birkdale Village, Downtown Cornelius, nearby Davidson, and the greater Charlotte area. This is more than a beautifully maintained home—it is an invitation to live beautifully, enjoy the lake, and experience the lifestyle that makes Lake Norman so special. Luxury. Lifestyle. Lake Norman. Welcome home.

Property details

Beds
4
Baths
4.5
SqFt
4,787
Lot
Year built
1994
Type
Single Family
Days on market
1
Garage
3
Style
Modern
Heating
Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
View
Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$24,237/ month

Principal & interest
$20,747
Property tax (~0.90%)
$2,512
Homeowners insurance
$977
HOA dues

Down payment

$167,500 down · $3,182,500 financed

Income to qualify (28% rule)

~$1,038,732 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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