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Black Mountain · Black Mountain, NC

192 Woodruff Lane

Black Mountain, NC · 3,000 sqft

$1,700,000

Reduced from $1,800,000

  • 5Beds
  • 4Baths
  • 3,000SqFt
  • 2012Year
  • 122Days on market

About this home

OWNER FINANCING AVAILABLE AT A HIGHLY ATTRACTIVE 4.5% INTEREST RATE. SELLER OPEN TO REVIEWING ALL OFFERS

Experience exceptional privacy, breathtaking long-range Blue Ridge Mountain views, and over 10 private acres in the gated Creston community. Spanning three parcels, this architect-designed mountain retreat offers the perfect combination of seclusion, self-sufficiency, and modern convenience.

Designed for flexibility and independence, the property features a whole-home generator, high-speed internet, and a separate guest cottage ideal for a home office, remote-work headquarters, creative studio, or private guest accommodations.

The 3,000+ square foot main residence showcases expansive windows that capture stunning mountain vistas, an open-concept floor plan, coffered ceilings, a stone fireplace, and a gourmet kitchen featuring granite countertops, a JennAir gas range, commercial hood, large center island, and walk-in pantry. Thoughtful design throughout creates a seamless connection between indoor living and the surrounding natural beauty.

The detached three-bedroom guest cottage offers tremendous versatility for visiting family and friends, multi-generational living, a dedicated workspace, or additional guest accommodations.

Located just 7 miles from Black Mountain and approximately 25 miles from Asheville, you'll enjoy peaceful mountain living without sacrificing access to dining, shopping, and entertainment. Creston residents also enjoy hiking trails, waterfalls, paved roads, a mountaintop fitness center, and more than half of the community preserved as conservation land.

For buyers seeking privacy, acreage, mountain views, remote-work capability, and owner financing, this is a rare opportunity to own one of Western North Carolina's most distinctive mountain retreats.

Owner Financing / Seller Financing Available.

Property details

Beds
5
Baths
4
SqFt
3,000
Lot
Year built
2012
Type
Single Family
Days on market
122
Style
Arts and Crafts
Heating
Central
Cooling
Central Air
Foundation
Basement
HOA dues
$4,000 / yr

Features

  • Central Vacuum
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,632/ month

Principal & interest
$10,528
Property tax (~0.90%)
$1,275
Homeowners insurance
$495
HOA dues
$333

Down payment

$85,000 down · $1,615,000 financed

Income to qualify (28% rule)

~$541,403 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.