Charlotte · Charlotte, NC
18905 Bankhead Road
Charlotte, NC · 4,213 sqft
$816,000
Reduced from $899,000
- 6Beds
- 4.5Baths
- 4,213SqFt
- 2022Year
- 107Days on market
About this home
Designed for both everyday living and effortless entertaining, this upgraded home offers a custom saltwater pool, builder-finished basement level, flexible living spaces, and thoughtful improvements that add style and function throughout.
The fully fenced backyard creates a resort-style outdoor setting with a 2023 custom saltwater fiberglass pool featuring a heater, smart controls, marble decking, and glass waterline tile. Whether relaxing, hosting, playing, or enjoying time outdoors, this space delivers the benefit of a completed pool and outdoor retreat without the cost or timeline of adding one after closing.
The builder-finished basement level adds valuable flexibility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer finishes. Use it for movie nights, game days, entertaining, a lounge area, playroom, fitness space, or additional flex space. An unfinished basement section offers excellent storage and future-use potential for a workshop, hobby area, fitness equipment, or future customization.
Solar panels convey. Existing solar loan to be assumed by buyer unless otherwise negotiated. Seller may consider paying off the solar loan with an acceptable offer. Utility averages, solar details, and loan information are available upon request.
Conveniently located in Ridgewater, outside The Palisades, and Lake Wylie-area amenities, neighborhood trails, green space, nearby water access, shopping, dining, schools, and commuter routes. This home offers a compelling combination of pool living, flexible space, storage, upgrades, and everyday convenience.
Property details
- Beds
- 6
- Baths
- 4.5
- SqFt
- 4,213
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Days on market
- 107
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $258 / qtr
Features
- Attic Stairs Pulldown
- Built-in Features
- Drop Zone
- Entrance Foyer
- Garden Tub
- Pantry
- Walk-In Closet(s)
- Wet Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,091/ month
- Principal & interest
- $5,053
- Property tax (~1.05%)
- $714
- Homeowners insurance
- $238
- HOA dues
- $86
Down payment
$40,800 down · $775,200 financed
Income to qualify (28% rule)
~$261,073 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 47 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


