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Charlotte · Charlotte, NC

18905 Bankhead Road

Charlotte, NC · 4,213 sqft

$816,000

Reduced from $899,000

  • 6Beds
  • 4.5Baths
  • 4,213SqFt
  • 2022Year
  • 107Days on market

About this home

Designed for both everyday living and effortless entertaining, this upgraded home offers a custom saltwater pool, builder-finished basement level, flexible living spaces, and thoughtful improvements that add style and function throughout.

The fully fenced backyard creates a resort-style outdoor setting with a 2023 custom saltwater fiberglass pool featuring a heater, smart controls, marble decking, and glass waterline tile. Whether relaxing, hosting, playing, or enjoying time outdoors, this space delivers the benefit of a completed pool and outdoor retreat without the cost or timeline of adding one after closing.

The builder-finished basement level adds valuable flexibility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer finishes. Use it for movie nights, game days, entertaining, a lounge area, playroom, fitness space, or additional flex space. An unfinished basement section offers excellent storage and future-use potential for a workshop, hobby area, fitness equipment, or future customization.

Solar panels convey. Existing solar loan to be assumed by buyer unless otherwise negotiated. Seller may consider paying off the solar loan with an acceptable offer. Utility averages, solar details, and loan information are available upon request.

Conveniently located in Ridgewater, outside The Palisades, and Lake Wylie-area amenities, neighborhood trails, green space, nearby water access, shopping, dining, schools, and commuter routes. This home offers a compelling combination of pool living, flexible space, storage, upgrades, and everyday convenience.

Property details

Beds
6
Baths
4.5
SqFt
4,213
Lot
Year built
2022
Type
Single Family
Days on market
107
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Laminate, Tile
HOA dues
$258 / qtr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Pantry
  • Walk-In Closet(s)
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,091/ month

Principal & interest
$5,053
Property tax (~1.05%)
$714
Homeowners insurance
$238
HOA dues
$86

Down payment

$40,800 down · $775,200 financed

Income to qualify (28% rule)

~$261,073 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.