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Gastonia · Gastonia, NC

1866 Hilltop Circle

Gastonia, NC · 949 sqft

$184,500

Reduced from $195,000

  • 2Beds
  • 1Baths
  • 949SqFt
  • 1925Year
  • 115Days on market

About this home

NEW PRICE REDUCTION - MINUTES FROM CAROMONT COMPLEX Get a whole house for the price of a condo. Move-in condition with recent replacements of roof, HVAC, water line from street, living/dining room flooring and interior painting. Open floor plan and high ceilings enable further modernization to meet today's styles. Generous fenced yard. Great location on peaceful Hilltop Circle enclave that's practically next door to thousands of healthcare jobs and near redevelopment sites including proposed Flint Mill apartments and repurposing of Eastridge Mall. This could be metro Charlotte's next hot new neighborhood. Note: Front and back porches are new as of Oct 2025 but were constructed without permits.

Property details

Beds
2
Baths
1
SqFt
949
Lot
Year built
1925
Type
Single Family
Days on market
115
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,327/ month

Principal & interest
$1,142
Property tax (~0.85%)
$130
Homeowners insurance
$53
HOA dues

Down payment

$9,225 down · $175,275 financed

Income to qualify (28% rule)

~$56,878 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

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