Spruce Pine · Spruce Pine, NC
1860 Deer Park Lake Road
Spruce Pine, NC · 1,528 sqft
$280,000
- 3Beds
- 1Baths
- 1,528SqFt
- 1961Year
- 18Days on market
About this home
Enjoy peaceful mountain living in this beautifully renovated ranch home nestled in the quiet Deer Park Lake community of Spruce Pine. This 3-bedroom, 1-bath home offers comfortable one-level living with a spacious living room featuring a charming brick fireplace with wood stove, flowing into a generous dining area with space for two seating areas or a home office. The galley kitchen is equipped with double sinks and newer appliances, making meal prep a breeze.
Extensive recent renovations include new interior walls and insulation, a new roof, mini-split heating and cooling systems, and new flooring throughout, providing modern comfort and peace of mind.
Situated on a flat lot with mountain views, the home is just steps from private Deer Park Lake, where residents can enjoy fishing, kayaking, canoeing, paddleboarding, and other non-motorized boating activities. With no active HOA, you'll appreciate the freedom and tranquility this community offers.
Conveniently located just 10 minutes from downtown Spruce Pine, 15 minutes from Penland School of Craft, 20 minutes from Burnsville, and only an hour from Asheville, this home is the perfect full-time residence, mountain retreat, or investment opportunity.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,528
- Lot
- —
- Year built
- 1961
- Type
- Single Family
- Days on market
- 18
- Garage
- 1
- Heating
- Ductless
- Cooling
- Ceiling Fan(s), Ductless
- Foundation
- Crawl Space
- Flooring
- Laminate, Tile, Vinyl
- View
- Mountain(s), Year Round
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,025/ month
- Principal & interest
- $1,734
- Property tax (~0.90%)
- $210
- Homeowners insurance
- $81
- HOA dues
- —
Down payment
$14,000 down · $266,000 financed
Income to qualify (28% rule)
~$86,819 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.