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Spruce Pine · Spruce Pine, NC

1860 Deer Park Lake Road

Spruce Pine, NC · 1,528 sqft

$280,000

  • 3Beds
  • 1Baths
  • 1,528SqFt
  • 1961Year
  • 18Days on market

About this home

Enjoy peaceful mountain living in this beautifully renovated ranch home nestled in the quiet Deer Park Lake community of Spruce Pine. This 3-bedroom, 1-bath home offers comfortable one-level living with a spacious living room featuring a charming brick fireplace with wood stove, flowing into a generous dining area with space for two seating areas or a home office. The galley kitchen is equipped with double sinks and newer appliances, making meal prep a breeze.

Extensive recent renovations include new interior walls and insulation, a new roof, mini-split heating and cooling systems, and new flooring throughout, providing modern comfort and peace of mind.

Situated on a flat lot with mountain views, the home is just steps from private Deer Park Lake, where residents can enjoy fishing, kayaking, canoeing, paddleboarding, and other non-motorized boating activities. With no active HOA, you'll appreciate the freedom and tranquility this community offers.

Conveniently located just 10 minutes from downtown Spruce Pine, 15 minutes from Penland School of Craft, 20 minutes from Burnsville, and only an hour from Asheville, this home is the perfect full-time residence, mountain retreat, or investment opportunity.

Property details

Beds
3
Baths
1
SqFt
1,528
Lot
Year built
1961
Type
Single Family
Days on market
18
Garage
1
Heating
Ductless
Cooling
Ceiling Fan(s), Ductless
Foundation
Crawl Space
Flooring
Laminate, Tile, Vinyl
View
Mountain(s), Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,025/ month

Principal & interest
$1,734
Property tax (~0.90%)
$210
Homeowners insurance
$81
HOA dues

Down payment

$14,000 down · $266,000 financed

Income to qualify (28% rule)

~$86,819 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.