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Mooresville · Mooresville, NC

186 Guardian Gate Drive

Mooresville, NC · 2,609 sqft

$495,000

  • 4Beds
  • 3Baths
  • 2,609SqFt
  • 2023Year
  • 30Days on market

About this home

Beautifully maintained, modern ranch home, and move-in ready! This stunning 4-bedroom, 3-bath energy-efficient home, built in 2023, offers the perfect blend of style, comfort, and functionality. The open-concept floor plan features a spacious great room that flows seamlessly into the oversized kitchen, complete with quartz countertops, a large center island, a smart refrigerator, a 5-burner gas stove, and a generous walk-in pantry—perfect for everyday living and entertaining. The spacious primary suite offers tray ceilings, dual vanities, a walk-in shower, and a large walk-in closet. The finished basement provides incredible flexibility with an bedroom, full bath, a spacious recreation/great room, and a large storage room. Unwind after a long day or enjoy happy hour on the covered back patio overlooking the backyard. As an added bonus, much of the furniture is included with the home. Community amenities include a pool, cabana, sidewalks, and scenic walking trails. Conveniently located near shopping, dining, Lake Norman recreation, and major commuter routes, this home offers an exceptional lifestyle with easy access to everything you need.

Property details

Beds
4
Baths
3
SqFt
2,609
Lot
Year built
2023
Type
Single Family
Days on market
30
Garage
2
Heating
Forced Air
Cooling
ENERGY STAR Qualified Equipment
Foundation
Basement
Flooring
Carpet, Tile, Vinyl
HOA dues
$126 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,707/ month

Principal & interest
$3,065
Property tax (~0.90%)
$371
Homeowners insurance
$144
HOA dues
$126

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$158,884 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.