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Statesville · Statesville, NC

186 Ethel Lane #20

Statesville, NC · 1,388 sqft

$327,500

  • 3Beds
  • 2Baths
  • 1,388SqFt
  • 2026Year
  • 2Days on market

About this home

This custom-built ranch offers the perfect blend of modern finishes, timeless farmhouse style, and peaceful country living. The thoughtfully designed open floor plan, complemented by a light, neutral color palette, creates a bright, inviting space that is both elegant and functional.

Situated on a spacious half-acre lot surrounded by mature trees, the property provides plenty of room for outdoor entertaining, recreation, or future enhancements - with no HOA. Tucked away in the cul-de-sac of Wood Rose Park, just off Scotts Creek Road, this home offers the ideal balance of privacy and convenience.

Located in the West Iredell High School district, 186 Ethel Lane is just one mile from NC Highway 115 and only four miles from the shopping, dining, and amenities of downtown Statesville.

Seller incentives: The owner is offering $5,000 in closing cost assistance with an acceptable offer, providing buyers with additional savings at closing. For added peace of mind, the home will also include a 1-year American Home Shield Home Warranty for the buyer.

Please note: The listing photos are AI-generated renderings intended to accurately represent the home's planned exterior finishes. Decorative items, props, and landscaping beyond the front of the home are for illustrative purposes only and are not included. Cabinet colors and fixtures shown continue throughout the home unless otherwise noted.

Completion Date: August 31, 2026.

Property details

Beds
3
Baths
2
SqFt
1,388
Lot
Year built
2026
Type
Single Family
Days on market
2
Garage
2
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,369/ month

Principal & interest
$2,028
Property tax (~0.90%)
$245
Homeowners insurance
$95
HOA dues

Down payment

$16,375 down · $311,125 financed

Income to qualify (28% rule)

~$101,547 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.