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Charlotte · Charlotte, NC

18532 Rosapenny Road

Charlotte, NC · 1,750 sqft

$1,095,000

  • 2Beds
  • 2.5Baths
  • 1,750SqFt
  • 2024Year
  • 1Days on market

About this home

Peaceful waterfront retreat nestled on a beautifully wooded lot in a protected cove with breathtaking main channel views. This exceptional home offers year-round lake living with the relaxed feel of a private vacation getaway. The open floor plan showcases vaulted ceilings, beautiful flooring, and soaring windows that fill the home with natural light while framing the picturesque water views. The inviting great room flows seamlessly into the dining area and well-appointed kitchen, creating the perfect space for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, a breakfast bar with ample seating, and a pantry. The spacious main-level primary suite offers dual vanities, a large walk-in shower, and a walk-in closet. Upstairs, you'll find an additional bedroom, full bath, and versatile flex room ideal for a home office, guest space, or hobby room. Step outside to experience the best of lake living. Enjoy peaceful mornings and spectacular sunsets from the covered deck, host family and friends on the expansive entertaining deck, or spend endless days on the water from the covered dock complete with a seating area and boat lift. A detached two-car garage provides additional storage for vehicles and lake toys. Conveniently located just minutes from shopping, dining, and everyday amenities, this waterfront gem offers the perfect balance of privacy, tranquility, and easy access to everything you need.

Property details

Beds
2
Baths
2.5
SqFt
1,750
Lot
Year built
2024
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl
View
Long Range, Water

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,059/ month

Principal & interest
$6,781
Property tax (~1.05%)
$958
Homeowners insurance
$319
HOA dues

Down payment

$54,750 down · $1,040,250 financed

Income to qualify (28% rule)

~$345,392 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.