Charlotte · Charlotte, NC
18532 Rosapenny Road
Charlotte, NC · 1,750 sqft
$1,095,000
- 2Beds
- 2.5Baths
- 1,750SqFt
- 2024Year
- 1Days on market
About this home
Peaceful waterfront retreat nestled on a beautifully wooded lot in a protected cove with breathtaking main channel views. This exceptional home offers year-round lake living with the relaxed feel of a private vacation getaway. The open floor plan showcases vaulted ceilings, beautiful flooring, and soaring windows that fill the home with natural light while framing the picturesque water views. The inviting great room flows seamlessly into the dining area and well-appointed kitchen, creating the perfect space for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, a breakfast bar with ample seating, and a pantry. The spacious main-level primary suite offers dual vanities, a large walk-in shower, and a walk-in closet. Upstairs, you'll find an additional bedroom, full bath, and versatile flex room ideal for a home office, guest space, or hobby room. Step outside to experience the best of lake living. Enjoy peaceful mornings and spectacular sunsets from the covered deck, host family and friends on the expansive entertaining deck, or spend endless days on the water from the covered dock complete with a seating area and boat lift. A detached two-car garage provides additional storage for vehicles and lake toys. Conveniently located just minutes from shopping, dining, and everyday amenities, this waterfront gem offers the perfect balance of privacy, tranquility, and easy access to everything you need.
Property details
- Beds
- 2
- Baths
- 2.5
- SqFt
- 1,750
- Lot
- —
- Year built
- 2024
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Vinyl
- View
- Long Range, Water
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$8,059/ month
- Principal & interest
- $6,781
- Property tax (~1.05%)
- $958
- Homeowners insurance
- $319
- HOA dues
- —
Down payment
$54,750 down · $1,040,250 financed
Income to qualify (28% rule)
~$345,392 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 45 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


