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Gastonia · Gastonia, NC

1851 Hilltop Circle

Gastonia, NC · 1,348 sqft

$255,000

  • 3Beds
  • 2.5Baths
  • 1,348SqFt
  • 2026Year
  • 1Days on market

About this home

**Seller offering $5,000 toward closing costs!

Discover the perfect blend of style, value, and new construction! This thoughtfully designed home offers approximately 1,358 sq ft of comfortable living space on a .19-acre lot. The home features 3 bedrooms, 2.5 baths and comes with ALL Kitchen appliances in place.

The open-concept main level features a spacious family room flowing into the dining area and kitchen, while the second floor provides three bedrooms and two full baths for added privacy. Enjoy the benefits of brand-new construction without the premium price tag. This is a fantastic opportunity to own a new home at a low entry point for the area. Conveniently located in Gastonia with easy access to shopping, dining, and areI-85.

New construction comes with: 10 year Structural Warranty 1 year Builder Warranty 1 year Mechanical Warranty

Property details

Beds
3
Baths
2.5
SqFt
1,348
Lot
Year built
2026
Type
Single Family
Days on market
1
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,834/ month

Principal & interest
$1,579
Property tax (~0.85%)
$180
Homeowners insurance
$74
HOA dues

Down payment

$12,750 down · $242,250 financed

Income to qualify (28% rule)

~$78,612 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

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