Mount Holly · Mount Holly, NC
185 Payne Street
Mount Holly, NC · 1,949 sqft
$375,000
- 3Beds
- 2Baths
- 1,949SqFt
- 1999Year
- 1Days on market
About this home
Welcome to 185 Payne Street in Mount Holly! Sitting on 2.24 acres and less than five minutes from Downtown Mount Holly, this 3-bedroom, 2-bath home offers just under 2,000 square feet with a split-bedroom floor plan and plenty of room to spread out. You’re in the city, but once you pull in, it feels like your own private retreat. The outdoor space is what really makes this property special, with a carport and shed, additional parking, greenhouse, raised garden beds, chicken coop and run, tractor shed, covered outdoor deck area, and plenty of space to simply enjoy being outside. Whether you’ve been looking for room to garden, entertain, enjoy your hobbies, or just have a little more privacy, there’s a lot to love here. And you don’t have to give up convenience to get it. Downtown Mount Holly is right around the corner, with easy access to Charlotte, the U.S. National Whitewater Center, and Stanley. Space, privacy, and convenience all wrapped into one unique Mount Holly property!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,949
- Lot
- —
- Year built
- 1999
- Type
- Single Family
- Days on market
- 1
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,697/ month
- Principal & interest
- $2,322
- Property tax (~0.85%)
- $265
- Homeowners insurance
- $109
- HOA dues
- —
Down payment
$18,750 down · $356,250 financed
Income to qualify (28% rule)
~$115,606 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 40 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.
